Consolidated Statements of Operations - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
REVENUES
Net premium earned	$ 8,168,252	$ 7,980,930	$ 24,309,101	$ 23,271,296
Investment income	309,405	234,495	785,579	658,839
Net realized investments gains (losses)	373	0	528	(1,278)
Other income	108,169	66,147	243,642	201,425
Total Insurance Company Operation	8,586,199	8,281,572	25,338,850	24,130,282
Gross commissions and fees	685,288	697,245	2,097,916	2,063,429
Investment income	87	75	206	272
Finance fees earned	21,814	18,450	58,155	50,667
Other income	1	1,000	65	6,002
Total Revenues	9,293,389	8,998,342	27,495,192	26,250,652
EXPENSES
Losses and loss adjustment expenses	9,917,896	8,038,100	24,351,751	17,982,351
Policy acquisition costs	1,854,212	1,741,499	4,943,350	5,142,250
Salaries and employee benefits	1,221,182	1,318,622	4,534,550	3,980,055
Commissions to agents/brokers	39,737	40,324	126,620	121,379
Other operating expenses	695,587	826,519	2,592,318	2,052,771
Total Expenses	13,728,614	11,965,064	36,548,589	29,278,806
Loss Before Income Taxes	(4,435,225)	(2,966,722)	(9,053,397)	(3,028,154)
Income Tax Benefit	1,507,976	1,013,225	3,104,390	1,026,700
Net Loss	$ (2,927,249)	$ (1,953,497)	$ (5,949,007)	$ (2,001,454)
Basic
Loss per share	$ (0.55)	$ (.37)	$ (1.12)	$ (.38)
Weighted average shares	5,307,133	5,307,133	5,307,133	5,307,133
Diluted
Loss per share	$ (0.55)	$ (.37)	$ (1.12)	$ (.38)
Weighted average shares	5,307,133	5,307,133	5,307,133	5,307,133