Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities:
Net Income	$ 591,783	$ 8,336
Depreciation and amortization	138,186	52,587
Bond amortization, net	(594)	4,983
Non-cash stock based compensation	5,776	5,776
Net receivables and accrued investment income	51,181	288,346
Reinsurance recoverable	(139,867)	652,678
Deferred policy acquisition costs	(32,052)	(57,527)
Other assets	119,696	35,663
Unpaid losses and loss adjustment expenses	(743,982)	(321,933)
Unearned premium	(128,273)	(130,043)
Advance premium and premium deposits	25,132	(142,957)
Accrued expenses and other liabilities	208,803	(358,545)
Income taxes current/deferred	316,826	49,357
Net Cash Provided (Used) by Operating Activities	412,615	86,721
Investing Activities
Purchase of fixed maturity investments	0	(699,000)
Proceeds from maturity of fixed maturity investments	200,000	7,948,000
Net (increase) in short-term investments	(755,475)	(7,081,776)
Additions to property and equipment	(136,271)	(244,888)
Net Cash Provided (Used) by Investing Activities	(691,746)	(77,664)
Financing Activities
Net Cash Provided (Used) by Financing Activities	0	0
Net increase (decrease) in cash	(279,131)	9,057
Cash at beginning of period	376,388	160,506
Cash at End of Period	97,257	169,563
Cash paid during the period for:
Interest	0	0
Income taxes	$ 0	$ 0