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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Interest and dividend income    
Loans, including fees $ 6,489 $ 4,761
Securities, taxable 372 510
Securities, tax-exempt 420 399
Federal bank and other restricted stocks 18 20
Federal funds sold and other interest-bearing deposits 47 26
Total interest and dividend income 7,346 5,716
Interest expense    
Deposits 577 945
Short-term borrowings 4 11
Federal Home Loan Bank advances 71 79
Total interest expense 652 1,035
Net interest income 6,694 4,681
Provision for loan losses 130 130
Net interest income after provision for loan losses 6,564 4,551
Noninterest income    
Gain on sale of mortgage loans 236 135
Bank owned life insurance death benefit 324
Bank owned life insurance income 66 68
Securities gains, net 106
Other 76 72
Total noninterest income 1,141 1,469
Noninterest expenses    
Salaries and employee benefits 2,691 2,173
Occupancy and equipment 640 532
Data processing expenses 186 385
Debit card processing expenses 238 201
Professional and director fees 237 257
FDIC assessments 61 (7)
Franchise taxes 109 95
Marketing and advertising 134 181
Telephone and network communications 84 74
Amortization of intangible 6
Other 413 414
Total noninterest expenses 4,799 4,305
Income before income taxes 2,906 1,715
Income tax expense 505 212
Net income $ 2,401 $ 1,503
Basic and diluted earnings per share (in dollars per share) $ 0.80 $ 0.55
Deposit Account [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 307 $ 373
Debit Card [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 456 $ 391