Note 3 - Loans (Tables)

3 Months Ended

Sep. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2018			June 30, 2018
Commercial	$	62,242		$	60,995
Commercial real estate:
Construction		4,568			5,394
Other		191,096			183,383
1 – 4 Family residential real estate:
Owner occupied		49,573			47,433
Non-owner occupied		14,775			15,516
Construction		1,825			1,171
Consumer		4,856			4,873
Subtotal		328,935			318,765
Net Deferred loan fees and costs		(253	)		(256	)
Allowance for loan losses		(3,538	)		(3,422	)
Net Loans	$	325,144		$	315,087

Allowance for Credit Losses on Financing Receivables [Table Text Block]

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer			Total
Allowance for loan losses:
Beginning balance	$	586	$	2,277	$	499	$	60		$	3,422
Provision for loan losses		16		100		5		(6	)		115
Loans charged-off		—		—		—		(7	)		(7	)
Recoveries		—		1		3		4			8
Total ending allowance balance	$	602	$	2,378	$	507	$	51		$	3,538

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer			Total
Allowance for loan losses:
Beginning balance	$	518	$	2,038	$	473	$	57		$	3,086
Provision for loan losses		52		25		—		13			90
Loans charged-off		—		—		—		(3	)		(3	)
Recoveries		2		18		—		1			21
Total ending allowance balance	$	572	$	2,081	$	473	$	68		$	3,194

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	29	$	—	$	—	$	29
Collectively evaluated for impairment		602		2,349		507		51		3,509
Total ending allowance balance	$	602	$	2,378	$	507	$	51	$	3,538
Recorded investment in loans:
Loans individually evaluated for impairment	$	87	$	1,606	$	388	$	—	$	2,081
Loans collectively evaluated for impairment		62,238		194,132		66,229		4,861		327,460
Total ending loans balance	$	62,325	$	195,738	$	66,617	$	4,861	$	329,541

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	29	$	—	$	—	$	29
Collectively evaluated for impairment		586		2,248		499		60		3,393
Total ending allowance balance	$	586	$	2,277	$	499	$	60	$	3,422
Recorded investment in loans:
Loans individually evaluated for impairment	$	100	$	1,562	$	398	$	—	$	2,060
Loans collectively evaluated for impairment		60,979		187,191		64,135		4,876		317,181
Total ending loans balance	$	61,079	$	188,753	$	64,533	$	4,876	$	319,241

Impaired Financing Receivables [Table Text Block]

	As of September 30, 2018						Three Months ended September 30, 2018
	Unpaid				Allowance for Loan		Average		Interest		Cash Basis
	Principal		Recorded		Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	87	$	87	$	—	$	71	$	1	$	1
Commercial real estate:
Other		1,499		1,376		—		1,369		11		11
1-4 Family residential real estate:
Owner occupied		129		99		—		99		—		—
Non-owner occupied		309		289		—		292		—		—
With an allowance recorded:
Commercial real estate:
Other		228		230		29		231		3		3
Total	$	2,252	$	2,081	$	29	$	2,062	$	15	$	15

	As of June 30, 2018						Three Months ended September 30, 2017
	Unpaid				Allowance for Loan		Average		Interest		Cash Basis
	Principal		Recorded		Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	100	$	100	$	—	$	114	$	2	$	2
Commercial real estate:
Other		1,330		1,330		—		1,053		10		10
1-4 Family residential real estate:
Owner occupied		101		101		—		102		—		—
Non-owner occupied		297		297		—		327		—		—
With an allowance recorded:
Commercial real estate:
Other		231		232		29		343		—		—
Total	$	2,059	$	2,060	$	29	$	1,939	$	12	$	12

Past Due Financing Receivables [Table Text Block]

	September 30, 2018				June 30, 2018
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
			Still				Still
	Non-accrual		Accruing		Non-accrual		Accruing
Commercial	$	—	$	—	$	—	$	—
Commercial real estate:
Other		675		—		702		—
1 – 4 Family residential:
Owner occupied		89		1		90		—
Non-owner occupied		289		—		298		—
Total	$	1,053	$	1	$	1,090	$	—

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	—	$	—	$	—	$	—	$	62,325	$	62,325
Commercial real estate:
Construction		—		—		—		—		4,555		4,555
Other		15		—		219		234		190,949		191,183
1-4 Family residential:
Owner occupied		49		—		81		130		49,875		50,005
Non-owner occupied		—		—		—		—		14,775		14,775
Construction		—		—		—		—		1,837		1,837
Consumer		11		3		—		14		4,847		4,861
Total	$	75	$	3	$	300	$	378	$	329,163	$	329,541

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	—	$	—	$	—	$	—	$	61,079	$	61,079
Commercial real estate:
Construction		—		—		—		—		5,386		5,386
Other		238		—		—		238		183,129		183,367
1-4 Family residential:
Owner occupied		11		—		80		91		47,738		47,829
Non-owner occupied		—		—		—		—		15,514		15,514
Construction		—		—		—		—		1,190		1,190
Consumer		7		—		—		7		4,869		4,876
Total	$	256	$	—	$	80	$	336	$	318,905	$	319,241

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of September 30, 2018
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	60,364	$	428	$	1,080	$	—	$	453
Commercial real estate:
Construction		4,555		—		—		—		—
Other		180,579		6,793		2,177		675		959
1-4 Family residential real estate:
Owner occupied		2,375		95		27		9		47,499
Non-owner occupied		13,438		192		410		289		446
Construction		695		—		—		—		1,142
Consumer		80		—		—		—		4,781
Total	$	262,086	$	7,508	$	3,694	$	973	$	55,280

	As of June 30, 2018
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	59,214	$	288	$	1,162	$	—	$	415
Commercial real estate:
Construction		5,386		—		—		—		—
Other		172,471		7,061		1,878		702		1,255
1-4 Family residential real estate:
Owner occupied		2,577		—		27		11		45,214
Non-owner occupied		14,025		195		417		298		579
Construction		8		—		—		—		1,182
Consumer		93		—		—		—		4,783
Total	$	253,774	$	7,544	$	3,484	$	1,011	$	53,428