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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
INTEREST AND DIVIDEND INCOME      
Loans $ 217,607 $ 214,684 $ 227,313
Due from banks 371 343 194
Available-for-sale debt securities 27,929 23,440 25,450
Held-to-maturity securities 4,771 2,075 0
Federal Home Loan Bank stock and Federal Reserve Bank stock 646 776 1,373
Total Interest and Dividend Income 251,324 241,318 254,330
INTEREST EXPENSE      
Time certificates of deposits of $250,000 or more 2,298 2,202 3,175
Other deposits 13,870 8,645 16,789
Federal funds purchased and securities sold under agreements to repurchase 60 64 95
Trust preferred debentures 0 2,233 1,133
Other borrowings 4,815 4,382 7,799
Total Interest Expense 21,043 17,526 28,991
Net interest income 230,281 223,792 225,339
Less: Provision (Credit) for Credit Loss Expense 2,789 (2,219) 17,213
Net Interest Income After Provision for Credit Loss Expense 227,492 226,011 208,126
NONINTEREST INCOME      
Insurance commissions and fees 36,201 34,836 31,505
Investment services income 18,091 19,388 17,520
Service charges on deposit accounts 7,365 6,347 6,312
Card services income 11,024 10,826 9,263
Other income 5,925 7,203 8,817
Net (loss) gain on securities transactions (634) 249 443
Total Noninterest Income 77,972 78,849 73,860
NONINTEREST EXPENSES      
Salaries and wages 98,261 96,038 92,519
Other employee benefits 24,969 24,172 24,812
Net occupancy expense of premises 13,093 13,179 12,930
Furniture and fixture expense 8,058 8,328 7,846
Amortization of intangible assets 873 1,317 1,484
Other operating expenses 50,497 47,253 44,729
Total Noninterest Expenses 195,751 190,287 184,320
Income Before Income Tax Expense 109,713 114,573 97,666
Income Tax Expense 24,557 25,182 19,924
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 85,156 89,391 77,742
Less: Net income attributable to noncontrolling interests 126 127 154
Net Income Attributable to Tompkins Financial Corporation $ 85,030 $ 89,264 $ 77,588
Basic Earnings Per Share (in dollars per share) $ 5.92 $ 6.08 $ 5.22
Diluted Earnings Per Share (in dollars per share) $ 5.89 $ 6.05 $ 5.20