XML 49 R34.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Leases (Tables)
12 Months Ended
Dec. 31, 2018
Loans and Leases Receivable Disclosure [Abstract]  
Schedule of loans and leases
Loans and Leases at December 31, 2018 and December 31, 2017 were as follows:
 
December 31, 2018
 
December 31, 2017
(in thousands)
Originated
 
Acquired
 
Total Loans and Leases
 
Originated
 
Acquired
 
Total Loans and Leases
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Agriculture
$
107,494

 
$
0

 
$
107,494

 
$
108,608

 
$
0

 
$
108,608

Commercial and industrial other
926,429

 
43,712

 
970,141

 
932,067

 
50,976

 
983,043

Subtotal commercial and industrial
1,033,923

 
43,712

 
1,077,635

 
1,040,675

 
50,976

 
1,091,651

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
164,285

 
1,384

 
165,669

 
202,486

 
1,480

 
203,966

Agriculture
170,005

 
224

 
170,229

 
129,712

 
247

 
129,959

Commercial real estate other
1,827,279

 
177,484

 
2,004,763

 
1,660,782

 
206,020

 
1,866,802

Subtotal commercial real estate
2,161,569

 
179,092

 
2,340,661

 
1,992,980

 
207,747

 
2,200,727

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
208,459

 
21,149

 
229,608

 
212,812

 
28,444

 
241,256

Mortgages
1,083,802

 
20,484

 
1,104,286

 
1,039,040

 
22,645

 
1,061,685

Subtotal residential real estate
1,292,261

 
41,633

 
1,333,894

 
1,251,852

 
51,089

 
1,302,941

Consumer and other
 
 
 
 
 
 
 
 
 
 
 
Indirect
12,663

 
0

 
12,663

 
12,144

 
0

 
12,144

Consumer and other
57,565

 
761

 
58,326

 
50,214

 
765

 
50,979

Subtotal consumer and other
70,228

 
761

 
70,989

 
62,358

 
765

 
63,123

Leases
14,556

 
0

 
14,556

 
14,467

 
0

 
14,467

Total loans and leases
4,572,537

 
265,198

 
4,837,735

 
4,362,332

 
310,577

 
4,672,909

Less: unearned income and deferred costs and fees
(3,796
)
 
0

 
(3,796
)
 
(3,789
)
 
0

 
(3,789
)
Total loans and leases, net of unearned income and deferred costs and fees
$
4,568,741

 
$
265,198

 
$
4,833,939

 
$
4,358,543

 
$
310,577

 
$
4,669,120

Schedule of outstanding principal and carrying amount of loans acquired
The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Acquisition were as follows at December 31:
(in thousands)
December 31, 2018
 
December 31, 2017
Acquired Credit Impaired Loans
 
 
 
Outstanding principal balance
$
12,822

 
$
14,337

Carrying amount
11,036

 
11,962

 
 
 
 
Acquired Non-Credit Impaired Loans
 
 
 
Outstanding principal balance
256,265

 
301,128

Carrying amount
254,162

 
298,615

 
 
 
 
Total Acquired Loans
 
 
 
Outstanding principal balance
$
269,087

 
$
315,465

Carrying amount
$
265,198

 
$
310,577

Schedule of loans to related parties
Loan transactions with related parties at December 31 are summarized as follows:

(in thousands)
2018
2017
Balance at beginning of year
$
14,503

$
11,662

New Directors/Executive Officers
467

0

New loans and advancements
30,570

3,972

Loan payments
(5,945
)
(1,131
)
Balance at end of year
$
39,595

$
14,503

Schedule of age analysis of past due loans
The below table is an aging analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of December 31, 2018 and 2017.
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
30-89 days
 
90 days or more
 
Current Loans
 
Total Loans
 
90 days and accruing1
 
Nonaccrual
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Agriculture
$
0

 
$
0

 
$
107,494

 
$
107,494

 
$
0

 
$
0

Commercial and industrial other
2,367

 
1,659

 
922,403

 
926,429

 
0

 
1,861

Subtotal commercial and industrial
2,367

 
1,659

 
1,029,897

 
1,033,923

 
0

 
1,861

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
0

 
0

 
164,285

 
164,285

 
0

 
0

Agriculture
71

 
0

 
169,934

 
170,005

 
0

 
0

Commercial real estate other
1,201

 
1,856

 
1,824,222

 
1,827,279

 
0

 
7,691

Subtotal commercial real estate
1,272

 
1,856

 
2,158,441

 
2,161,569

 
0

 
7,691

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
986

 
1,026

 
206,447

 
208,459

 
0

 
1,784

Mortgages
2,693

 
4,027

 
1,077,082

 
1,083,802

 
0

 
7,770

Subtotal residential real estate
3,679

 
5,053

 
1,283,529

 
1,292,261

 
0

 
9,554

Consumer and other
 
 
 
 
 
 
 
 
 
 
 
Indirect
333

 
59

 
12,271

 
12,663

 
0

 
155

Consumer and other
187

 
24

 
57,354

 
57,565

 
0

 
79

Subtotal consumer and other
520

 
83

 
69,625

 
70,228

 
0

 
234

Leases
0

 
0

 
14,556

 
14,556

 
0

 
0

Total loans and leases
7,838

 
8,651

 
4,556,048

 
4,572,537

 
0

 
19,340

Less: unearned income and deferred costs and fees
0

 
0

 
(3,796
)
 
(3,796
)
 
0

 
0

Total originated loans and leases, net of unearned income and deferred costs and fees
$
7,838

 
$
8,651

 
$
4,552,252

 
$
4,568,741

 
$
0

 
$
19,340

Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
0

 
$
10

 
$
43,702

 
$
43,712

 
$
10

 
$
22

Subtotal commercial and industrial
0

 
10

 
43,702

 
43,712

 
10

 
22

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
0

 
0

 
1,384

 
1,384

 
0

 
0

Agriculture
0

 
0

 
224

 
224

 
0

 
0

Commercial real estate other
0

 
839

 
176,645

 
177,484

 
525

 
316

Subtotal commercial real estate
0

 
839

 
178,253

 
179,092

 
525

 
316

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
46

 
803

 
20,300

 
21,149

 
59

 
1,414

Mortgages
18

 
969

 
19,497

 
20,484

 
722

 
1,104

Subtotal residential real estate
64

 
1,772

 
39,797

 
41,633

 
781

 
2,518

Consumer and other
 
 
 
 
 
 
 
 
 
 
 
Consumer and other
3

 
0

 
758

 
761

 
0

 
0

Subtotal consumer and other
3

 
0

 
758

 
761

 
0

 
0

Total acquired loans and leases, net of unearned income and deferred costs and fees
$
67

 
$
2,621

 
$
262,510

 
$
265,198

 
$
1,316

 
$
2,856

 
1 Includes acquired loans that were recorded at fair value at the acquisition date.
 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
30-89 days
 
90 days or more
 
Current Loans
 
Total Loans
 
90 days and accruing1
 
Nonaccrual
Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Agriculture
$
0

 
$
0

 
$
108,608

 
$
108,608

 
$
0

 
$
0

Commercial and industrial other
431

 
849

 
930,787

 
932,067

 
0

 
2,852

Subtotal commercial and industrial
431

 
849

 
1,039,395

 
1,040,675

 
0

 
2,852

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
0

 
0

 
202,486

 
202,486

 
0

 
0

Agriculture
0

 
0

 
129,712

 
129,712

 
0

 
0

Commercial real estate other
1,583

 
2,125

 
1,657,074

 
1,660,782

 
0

 
5,402

Subtotal commercial real estate
1,583

 
2,125

 
1,989,272

 
1,992,980

 
0

 
5,402

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
1,045

 
448

 
211,319

 
212,812

 
0

 
1,537

Mortgages
3,153

 
2,692

 
1,033,195

 
1,039,040

 
0

 
6,108

Subtotal residential real estate
4,198

 
3,140

 
1,244,514

 
1,251,852

 
0

 
7,645

Consumer and other
 
 
 
 
 
 
 
 
 
 
 
Indirect
449

 
205

 
11,490

 
12,144

 
6

 
278

Consumer and other
130

 
42

 
50,042

 
50,214

 
38

 
76

Subtotal consumer and other
579

 
247

 
61,532

 
62,358

 
44

 
354

Leases
0

 
0

 
14,467

 
14,467

 
0

 
0

Total loans and leases
6,791

 
6,361

 
4,349,180

 
4,362,332

 
44

 
16,253

Less: unearned income and deferred costs and fees
0

 
0

 
(3,789
)
 
(3,789
)
 
0

 
0

Total originated loans and leases, net of unearned income and deferred costs and fees
$
6,791

 
$
6,361

 
$
4,345,391

 
$
4,358,543

 
$
44

 
$
16,253

Acquired loans and leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
12

 
$
61

 
$
50,903

 
$
50,976

 
$
61

 
$
0

Subtotal commercial and industrial
12

 
61

 
50,903

 
50,976

 
61

 
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
0

 
0

 
1,480

 
1,480

 
0

 
0

Agriculture
0

 
0

 
247

 
247

 
0

 
0

Commercial real estate other
167

 
727

 
205,126

 
206,020

 
515

 
546

Subtotal commercial real estate
167

 
727

 
206,853

 
207,747

 
515

 
546

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
601

 
564

 
27,279

 
28,444

 
130

 
1,604

Mortgages
472

 
942

 
21,231

 
22,645

 
440

 
1,114

Subtotal residential real estate
1,073

 
1,506

 
48,510

 
51,089

 
570

 
2,718

Consumer and other
 
 
 
 
 
 
 
 
 
 
 
Consumer and other
4

 
0

 
761

 
765

 
0

 
0

Subtotal consumer and other
4

 
0

 
761

 
765

 
0

 
0

Total acquired loans and leases, net of unearned income and deferred costs and fees
$
1,256

 
$
2,294

 
$
307,027

 
$
310,577

 
$
1,146

 
$
3,264

 1 Includes acquired loans that were recorded at fair value at the acquisition date.