Cash, Cash Equivalents, and Restricted Cash and Cash Equivalents

3 Months Ended

Oct. 31, 2020

Cash and Cash Equivalents [Abstract]

Cash, Cash Equivalents, and Restricted Cash and Cash Equivalents

Note 5—Cash, Cash Equivalents, and Restricted Cash and Cash Equivalents

The following table provides a reconciliation of cash, cash equivalents, and restricted cash and cash equivalents reported in the consolidated balance sheets that equals the total of the same amounts reported in the consolidated statements of cash flows:

	October 31, 2020		July 31, 2020
	(in thousands)
Cash and cash equivalents	$	74,082	$	84,860
Restricted cash and cash equivalents		114,046		116,362
Total cash, cash equivalents, and restricted cash and cash equivalents	$	188,128	$	201,222

At October 31, 2020 and July 31, 2020, restricted cash and cash equivalents included $114.0 million and $116.3 million, respectively, in restricted cash and cash equivalents for customer deposits held by IDT Financial Services Limited, the Company’s Gibraltar-based bank.