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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 F872EnodObXaLGB63QZ+r/os8UGnnfcmHsD4Sf1+dWeQSobJZKa0ZbXV8SpSN5AK
 JT4C8hqX+F2xgBsI2vXG8Q==

<SEC-DOCUMENT>0001237123-03-000005.txt : 20031107
<SEC-HEADER>0001237123-03-000005.hdr.sgml : 20031107
<ACCEPTANCE-DATETIME>20031107100641
ACCESSION NUMBER:		0001237123-03-000005
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031105
FILED AS OF DATE:		20031107

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			PUCELLA MICHAEL
		CENTRAL INDEX KEY:			0001237123

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27782
		FILM NUMBER:		03983773

	BUSINESS ADDRESS:	
		STREET 1:		209 HAVEMEYER STREET
		CITY:			BROOKLYN
		STATE:			NY
		ZIP:			11211
		BUSINESS PHONE:		718 782 6200

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DIME COMMUNITY BANCSHARES INC
		CENTRAL INDEX KEY:			0001005409
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				113297463
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	BUSINESS ADDRESS:	
		STREET 1:		209 HAVEMEYER ST
		STREET 2:		C/O DIME SAVINGS BANK OF WILLIAMSBURGH
		CITY:			BROOKLYN
		STATE:			NY
		ZIP:			11211
		BUSINESS PHONE:		7187826200

	MAIL ADDRESS:	
		STREET 1:		209 HAVEMEYER STREET
		CITY:			BROOKLYN
		STATE:			NY
		ZIP:			11211

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DIME COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	19951227
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>c0001237123d20031107f4f.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
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<ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-11-05</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001005409</issuerCik><issuerName>DIME COMMUNITY BANCSHARES INC</issuerName>        <issuerTradingSymbol>DCOM</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001237123</rptOwnerCik><rptOwnerName>PUCELLA MICHAEL</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>209  HAVEMEYER STREET</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>BROOKLYN</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>11211</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>SENIOR VICE PRESIDENT</officerTitle><otherText></otherText></reportingOwnerRelationship></reporti
ngOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-05</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>5500</value></transactionShares><transactionPricePerShare><value>6.45</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>31274</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDeri
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hip><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>BMP</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>26603</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>ESOP</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Stock Options (Right to buy)</value></securityTitle><conversionOrExercisePrice><value>6.45</value></conversionOrExercisePrice><transactionDate><value>2003-11-05</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><
transactionAmounts><transactionShares><value>5500</value></transactionShares><transactionPricePerShare><value>6.45</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>1997-12-26</value></exerciseDate><expirationDate><value>2006-12-26</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>5500</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeTransaction><derivativeHolding><securityTitle><value>Stock Options (Right to buy)</value></securityTitle><conversionOrExercisePrice><value>16.36</value></conver
sionOrExercisePrice><exerciseDate><value>2002-11-21</value></exerciseDate><expirationDate><value>2011-11-21</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>12000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>12000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options (Right to buy)</value></securityTitle><conversionOrExercisePrice><value>19.73</value></conversionOrExercisePrice><exerciseDate><value>2004-02-01</value></exerciseDate><expirationDate><value>2013-02-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><unde
rlyingSecurityShares><value>13500</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>13500</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes></footnotes><ownerSignature><signatureName>MICHAEL  PUCELLA</signatureName><signatureDate>2003-11-07</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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