Other Noninterest Income and Expense

12 Months Ended

Dec. 31, 2011

Other Noninterest Income and Expense [Abstract]

Other Noninterest Income and Expense

Note 13.   Other Noninterest Income and Expense

Other noninterest income amounts are summarized as follows for the years ended December 31:

	2011		2010		2009
Increase in cash surrender value - BOLI	$	235,708	$	244,183	$	249,810
Investment and insurance sales		787,100		637,822		772,575
Rental income		486,864		484,725		480,050
Loan prepayment fees		43,142		35,563		250,118
All other		53,908		160,617		12,791
	$	1,606,722	$	1,562,910	$	1,765,344

Other noninterest expense amounts are summarized as follows for the years ended December 31:

	2011		2010		2009
Advertising and promotion	$	392,181	$	366,681	$	511,567
Professional fees		796,726		615,313		772,602
Foreclosed real estate net expense		312,091		195,388		79,743
Printing, postage, stationery and supplies		436,646		442,916		441,802
Checking account charges		247,470		335,364		370,229
Insurance (non-employee)		149,560		166,783		167,613
Regulatory fees		100,733		127,248		129,935
Telephone		153,737		155,501		148,215
Apartment operating costs		370,575		347,492		344,438
Employee costs		214,088		208,154		165,926
Card service expenses		679,679		623,188		576,693
Title plant impairment		196,000		-		-
All other		1,122,731		1,128,006		1,075,556
	$	5,172,217	$	4,712,034	$	4,784,319