CONSOLIDATED CONDENSED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income:
Loans receivable	$ 4,599,448	$ 5,294,291	$ 9,358,833	$ 10,847,401
Securities and cash deposits	520,441	299,544	936,663	534,220
Interest income	5,119,889	5,593,835	10,295,496	11,381,621
Interest expense:
Deposits	1,217,718	1,357,456	2,433,216	2,684,966
Borrowed funds	305,464	606,998	696,079	1,301,593
Interest expense	1,523,182	1,964,454	3,129,295	3,986,559
Net interest income	3,596,707	3,629,381	7,166,201	7,395,062
Provision for loan losses	485,000	1,610,000	785,000	2,410,000
Net interest income after provision for loan losses	3,111,707	2,019,381	6,381,201	4,985,062
Noninterest income:
Fees and service charges	1,230,721	1,216,101	2,380,665	2,292,863
Abstract fees	152,286	164,063	283,505	306,684
Mortgage banking income	108,008	128,768	224,067	240,955
Loan prepayment fees	12,255	17,125	13,455	27,204
Other income	336,286	348,250	571,954	671,198
Total noninterest income	1,839,556	1,874,307	3,473,646	3,538,904
Investment securities gains (losses), net:
Total other-than-temporary impairment losses	0	0	0	0
Portion of loss recognized in other comprehensive income (loss) before taxes	0	0	0	0
Net impairment losses recognized in earnings	0	0	0	0
Realized securities gains (losses), net	30,041		30,041	7,652
Total securities gains (losses), net	30,041	0	30,041	7,652
Noninterest expense:
Compensation and employee benefits	1,910,907	1,879,873	3,790,355	3,769,732
Premises and equipment	442,981	484,335	947,786	985,425
Data processing	239,448	229,857	432,900	442,980
FDIC insurance expense	114,261	140,013	258,072	283,830
Foreclosed real estate impairment	317,633	306,500	389,171	316,458
Other expenses	1,314,562	1,162,526	2,458,960	2,157,501
Total noninterest expense	4,339,792	4,203,104	8,277,244	7,955,926
Income (loss) before income taxes	641,512	(309,416)	1,607,644	575,692
Provision for (benefit from) income taxes	93,700	(180,400)	369,600	76,100
Net income (loss)	547,812	(129,016)	1,238,044	499,592
Preferred stock dividends and accretion of discount	132,417	132,169	264,771	264,278
Net income (loss) available to common stockholders	$ 415,395	$ (261,185)	$ 973,273	$ 235,314
Basic earnings (loss) per share (in dollars per share)	$ 0.31	$ (0.19)	$ 0.72	$ 0.17
Dilluted earnings (loss) per share (in dollars per share)	$ 0.31	$ (0.19)	$ 0.72	$ 0.17
Dividends declared per common share (in dollars per share)	$ 0.01	$ 0.01	$ 0.02	$ 0.02