-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 akW1d9gIP65oZsMGoV2fHA==

<SEC-DOCUMENT>0000927797-06-000056.txt : 20060130
<SEC-HEADER>0000927797-06-000056.hdr.sgml : 20060130
<ACCEPTANCE-DATETIME>20060130145104
ACCESSION NUMBER:		0000927797-06-000056
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20051231
FILED AS OF DATE:		20060130
DATE AS OF CHANGE:		20060130

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORTH CENTRAL BANCSHARES INC
		CENTRAL INDEX KEY:			0001005188
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				421449849
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		825 CENTRAL AVE
		STREET 2:		C/O FIRST FED SAVINGS BANK OF FT DODGE
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501
		BUSINESS PHONE:		5155767531

	MAIL ADDRESS:	
		STREET 1:		825 CENTRAL AVENUE
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			LAKE JEAN
		CENTRAL INDEX KEY:			0001195962

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27672
		FILM NUMBER:		06561450

	BUSINESS ADDRESS:	
		STREET 1:		C/O NORTH CENTRAL BANCSHARES INC
		STREET 2:		825 CENTRAL AVE. PO BOX 1237
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501
		BUSINESS PHONE:		5155767531

	MAIL ADDRESS:	
		STREET 1:		C/O NORTH CENTRAL BANCSHARES INC
		STREET 2:		825 CENTRAL AVE PO BOX 1237
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>ncb-form5lake_123105ex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>5</documentType>

    <periodOfReport>2005-12-31</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <form3HoldingsReported>0</form3HoldingsReported>

    <form4TransactionsReported>0</form4TransactionsReported>

    <issuer>
        <issuerCik>0001005188</issuerCik>
        <issuerName>NORTH CENTRAL BANCSHARES INC</issuerName>
        <issuerTradingSymbol>FFFD</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001195962</rptOwnerCik>
            <rptOwnerName>LAKE JEAN</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O NORTH CENTRAL BANCSHARES INC</rptOwnerStreet1>
            <rptOwnerStreet2>825 CENTRAL AVE PO BOX 1237</rptOwnerStreet2>
            <rptOwnerCity>FORT DODGE</rptOwnerCity>
            <rptOwnerState>IA</rptOwnerState>
            <rptOwnerZipCode>50501</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Corporate Secretary</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common stock, par value $0.01</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2021</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common stock, par value $0.01</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1248</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>401(k) Trust</value>
                    <footnoteId id="F1"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common stock, par value $0.01</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>5179</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>ESOP</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Stock option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>19.25</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2003-01-30</value>
            </exerciseDate>
            <expirationDate>
                <value>2008-01-30</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>4000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>4000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Reflects total shares allocable to the reporting person of the shares of stock held by the Bank of New York, as trustee of
 the North Central Bancshares, Inc. Stock Fund of the First Federal Savings Bank of Iowa 401(k) Plan.  Pursuant to Rule 16a-3
 (f)(1)(i)(B) under the Securities and Exchange Act of 1934, as amended, only end of period holdings, rather than specific
 transactions, are reported.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/Jean L. Lake</signatureName>
        <signatureDate>2006-01-27</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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