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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BOQDTPCoB8DO3k0N5nGp7ozhewWoNemqTHI9OY5QTu1INiaqRLDf0NWAyxasBPLJ
 Sa2R6CGEOs8fj65vIbGZ1A==

<SEC-DOCUMENT>0000927797-03-000169.txt : 20031112
<SEC-HEADER>0000927797-03-000169.hdr.sgml : 20031111
<ACCEPTANCE-DATETIME>20031112110647
ACCESSION NUMBER:		0000927797-03-000169
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031111
FILED AS OF DATE:		20031112

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORTH CENTRAL BANCSHARES INC
		CENTRAL INDEX KEY:			0001005188
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				421449849
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		825 CENTRAL AVE
		STREET 2:		C/O FIRST FED SAVINGS BANK OF FT DODGE
		CITY:			FORT DODGE
		STATE:			I0
		ZIP:			50501
		BUSINESS PHONE:		5155767531

	MAIL ADDRESS:	
		STREET 1:		825 CENTRAL AVENUE
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			YUNG KIRK A
		CENTRAL INDEX KEY:			0001195960

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27672
		FILM NUMBER:		03991654

	BUSINESS ADDRESS:	
		STREET 1:		C/O NORTH CENTRAL BANCSHARES INC
		STREET 2:		825 CENTRAL AVE. PO BOX 1237
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501
		BUSINESS PHONE:		5155767531

	MAIL ADDRESS:	
		STREET 1:		C/O NORTH CENTRAL BANCSHARES INC
		STREET 2:		825 CENTRAL AVE PO BOX 1237
		CITY:			FORT DODGE
		STATE:			IA
		ZIP:			50501
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>ncbform4kyung11-11_03ex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<!-- - EDGAR Ease Plus 1.0                                   07/25/03  TT    -->
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>
   <periodOfReport>2003-11-11</periodOfReport>
   <notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001005188</issuerCik>
        <issuerName>NORTH CENTRAL BANCSHARES INC</issuerName>
        <issuerTradingSymbol>FFFD</issuerTradingSymbol>
   </issuer>
   <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001195960</rptOwnerCik>
            <rptOwnerName>YUNG KIRK A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O NORTH CENTRAL BANCSHARES INC</rptOwnerStreet1>
            <rptOwnerStreet2>825 CENTRAL AVE. PO BOX 1237</rptOwnerStreet2>
            <rptOwnerCity>FORT DODGE</rptOwnerCity>
            <rptOwnerState>IA</rptOwnerState>
            <rptOwnerZipCode>50501</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
         <isDirector>0</isDirector>
         <isOfficer>1</isOfficer>
         <isTenPercentOwner>0</isTenPercentOwner>
         <isOther>0</isOther>
         <officerTitle>Senior Vice President</officerTitle>
      </reportingOwnerRelationship>
   </reportingOwner>
 <nonDerivativeTable>
   <nonDerivativeTransaction>
      <securityTitle>
         <value>Common stock, par value $0.01 per share</value>
      </securityTitle>
      <transactionDate>
         <value>2003-11-11</value>
      </transactionDate>
      <transactionCoding>
         <transactionFormType>4</transactionFormType>
         <transactionCode>G</transactionCode>
         <equitySwapInvolved>0</equitySwapInvolved>
      </transactionCoding>
      <transactionAmounts>
         <transactionShares>
           <value>100</value>
         </transactionShares>
         <transactionPricePerShare>
           <value>0</value>
         </transactionPricePerShare>
         <transactionAcquiredDisposedCode>
           <value>D</value>
         </transactionAcquiredDisposedCode>
      </transactionAmounts>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>2702</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </nonDerivativeTransaction>
   <nonDerivativeHolding>
      <securityTitle>
         <value>Common stock, par value $0.01 per share</value>
      </securityTitle>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>213</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>I</value>
         </directOrIndirectOwnership>
         <natureOfOwnership>
            <value>401(k) Trust</value>
            <footnoteId id="F1"/>
         </natureOfOwnership>
      </ownershipNature>
   </nonDerivativeHolding>
   <nonDerivativeHolding>
      <securityTitle>
         <value>Common stock, par value $0.01 per share</value>
      </securityTitle>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>129</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>I</value>
         </directOrIndirectOwnership>
         <natureOfOwnership>
            <value>Children</value>
         </natureOfOwnership>
      </ownershipNature>
   </nonDerivativeHolding>
 </nonDerivativeTable>
 <derivativeTable>
   <derivativeHolding>
      <securityTitle>
         <value>Employee stock option (right to buy)</value>
      </securityTitle>
      <conversionOrExercisePrice>
         <value>12.375</value>
      </conversionOrExercisePrice>
      <exerciseDate>
            <footnoteId id="F2"/>
      </exerciseDate>
      <expirationDate>
         <value>2006-09-21</value>
      </expirationDate>
      <underlyingSecurity>
         <underlyingSecurityTitle>
           <value>Common Stock</value>
         </underlyingSecurityTitle>
         <underlyingSecurityShares>
           <value>1600</value>
         </underlyingSecurityShares>
      </underlyingSecurity>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>1600</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
           <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </derivativeHolding>
   <derivativeHolding>
      <securityTitle>
         <value>Employee stock option (right to buy)</value>
      </securityTitle>
      <conversionOrExercisePrice>
         <value>19.25</value>
      </conversionOrExercisePrice>
      <exerciseDate>
            <footnoteId id="F3"/>
      </exerciseDate>
      <expirationDate>
         <value>2008-01-30</value>
      </expirationDate>
      <underlyingSecurity>
         <underlyingSecurityTitle>
           <value>Common stock</value>
         </underlyingSecurityTitle>
         <underlyingSecurityShares>
           <value>6500</value>
         </underlyingSecurityShares>
      </underlyingSecurity>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>6500</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
           <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </derivativeHolding>
 </derivativeTable>
   <footnotes>
      <footnote id="F1"> Reflects total shares allocable to the reporting person pursuant to shares of stock held by the Bank of New York, as trustee of the North Central Bancshares, Inc. stock fund of the First Federal Savings Bank of Iowa 401(k) plan. Pursuant to rule 16a-3(f)(1)(B) under the Securities Exchange Act of 1934, as amended, only end-of-period holdings, rather than specific transactions are reported.</footnote>

      <footnote id="F2"> The options vest in five annual installments, at a rate of 20%, with the first vesting scheduled on September 21, 1997 and each year thereafter.</footnote>

      <footnote id="F3"> The options vest in five annual installments, at a rate of 20%, with the first vesting scheduled on January 30, 1999 and each year thereafter.</footnote>
   </footnotes>
   <ownerSignature>
      <signatureName>/s/Kirk A. Yung</signatureName>
      <signatureDate>2003-11-11</signatureDate>
   </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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