UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                   ----------

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): January 26, 2005

                            CAPITAL CORP OF THE WEST
               (Exact Name of Registrant as Specified in Charter)

         California                     0-27384                  77-0147763
(State or Other Jurisdiction        (Commission File           (IRS Employer
      of Incorporation)                 Number)              Identification No.)

                 550 West Main Street, Merced, California 95340
               (Address of Principal Executive Offices) (Zip Code)

                                 (209) 725-2200
              (Registrant's telephone number, including area code)

                                       N/A
--------------------------------------------------------------------------------
         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))


ITEM 2.02 Disclosure of Results of Operations and Financial Condition

On January 25, 2005, Capital Corp of the West (Nasdaq: CCOW) issued a press
release to announce their quarterly earnings for the fourth quarter of 2004. A
copy of the press release appears as Exhibit 99.1 to this Current Report and is
incorporated herein by reference.

ITEM 9.01 Financial Statements and Exhibits

(a)   Financial Statements of Business Acquired.
Not Applicable

(b)   Pro Forma Financial Information.
Not Applicable

(c)   Exhibits

99.1  Copy of press release, dated January 25, 2005, issued by Capital Corp of
      the West.

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                         Capital Corp of the West
                                         ------------------------
                                               (Registrant)

Dated: January 26, 2005                  By /s/ David A. Curtis
       ----------------                     -------------------
                                            David A. Curtis
                                            Vice President and Controller