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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash flows from operating activities:    
Net income $ 9,424 $ 11,020
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization of premises and equipment 1,406 1,286
Allocation of ESOP stock 242 241
Stock awards 328 362
Amortization of servicing asset 752 814
Net premium amortization in excess of discount accretion on securities 1,912 1,580
Net amortization of deferred costs and discounts on loans 301 447
Provision for loan losses 1,900 3,400
Provision for repurchased loans and loss sharing obligations 975 250
Net gain on sale of other real estate owned (157) (25)
Net gain on sales of investment securities available for sale (42) (226)
Net gain on sales of loans (1,536) (2,168)
Proceeds from sales of mortgage loans held for sale 69,067 87,492
Mortgage loans originated for sale (64,228) (82,447)
Proceeds from Bank Owned Life Insurance   158
Increase in value of Bank Owned Life Insurance (647) (601)
Increase in interest and dividends receivable (334) (27)
Decrease in other assets 884 545
(Decrease) increase in other liabilities (171) 2,339
Total adjustments 10,652 13,420
Net cash provided by operating activities 20,076 24,440
Cash flows from investing activities:    
Net decrease in loans receivable 13,823 8,107
Purchase of investment securities available for sale (27,088) (41,617)
Purchase of mortgage-backed securities available for sale (127,582) (74,371)
Principal repayments on mortgage-backed securities available for sale 58,874 58,095
Proceeds from maturities of investment securities available for sale 13,176 12,521
Proceeds from sale of investment securities available for sale 603 1,221
(Increase) decrease in Federal Home Loan Bank of New York stock (1,829) 124
Proceeds from sales of other real estate owned 1,443 690
Purchases of premises and equipment (2,192) (1,421)
Net cash used in investing activities (70,772) (36,651)
Cash flows from financing activities:    
(Decrease) increase in deposits (15,925) 2,293
Increase in short-term borrowings 90,650 23,298
Proceeds from Federal Home Loan Bank advances 10,000  
Repayments of Federal Home Loan Bank advances (46,000) (41,000)
Increase in advances by borrowers for taxes and insurance 421 1,457
Exercise of stock options 46 206
Purchase of treasury stock (4,512) (7,314)
Dividends paid (4,151) (4,342)
Tax expense of stock plans   (2)
Net cash provided by (used in) financing activities 30,529 (25,404)
Net decrease in cash and due from banks (20,167) (37,615)
Cash and due from banks at beginning of period 62,544 77,527
Cash and due from banks at end of period 42,377 39,912
Supplemental Disclosure of Cash Flow Information:    
Interest 5,528 7,537
Income taxes 5,461 5,818
Non-cash activities:    
Loans charged-off, net 1,590 3,973
Transfer of loans receivable to other real estate owned $ 1,496 $ 2,130