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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest income:    
Loans$ 20,357$ 22,314$ 62,546$ 66,524
Mortgage-backed securities2,5002,9767,7308,923
Investment securities and other5864381,6961,164
Total interest income23,44325,72871,97276,611
Interest expense:    
Deposits2,5023,7818,10410,693
Borrowed funds1,8692,3795,8137,683
Total interest expense4,3716,16013,91718,376
Net interest income19,07219,56858,05558,235
Provision for loan losses1,8501,6005,7506,000
Net interest income after provision for loan losses17,22217,96852,30552,235
Other income:    
Loan servicing income9672292231
Fees and service charges2,8472,7608,5078,117
Other-than-temporary impairment losses on investment securities(148) (148) 
Net gain on sales of loans available for sale6971,2102,0662,215
Net loss from other real estate operations(80)(45)(482)(408)
Income from Bank Owned Life Insurance317220848624
Other2246
Total other income3,7314,21911,08710,785
Operating expenses:    
Compensation and employee benefits7,1377,32621,29320,907
Occupancy1,2791,3253,7784,117
Equipment5115681,8031,581
Marketing4565141,2121,341
Federal deposit insurance5636632,0271,983
Data processing8868582,6722,521
Legal207279634843
Check card processing320311924937
Accounting and audit129143442465
Other operating expense1,6431,7734,8595,027
Total operating expenses13,13113,76039,64439,722
Income before provision for income taxes7,8228,42723,74823,298
Provision for income taxes2,7483,1898,4668,704
Net income$ 5,074$ 5,238$ 15,282$ 14,594
Basic earnings per share$ 0.28$ 0.29$ 0.84$ 0.80
Diluted earnings per share$ 0.28$ 0.29$ 0.84$ 0.80
Average basic shares outstanding18,22718,14618,19018,137
Average diluted shares outstanding18,27618,19418,23918,186