Consolidated Statements of Cash Flows (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 10,209	$ 9,356
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	1,216	1,065
Allocation of ESOP stock	231	202
Stock awards	522	515
Amortization of servicing asset	956	1,006
Net premium amortization in excess of discount accretion on securities	1,050	672
Net amortization of deferred costs and discounts on loans	422	432
Provision for loan losses	3,900	4,400
Net loss (gain) on sale of real estate owned	140	(29)
Net gain on sales of loans	(1,368)	(1,005)
Proceeds from sales of mortgage loans held for sale	67,410	50,872
Mortgage loans originated for sale	(64,177)	(47,441)
Increase in value of Bank Owned Life Insurance	(531)	(404)
Increase in interest and dividends receivable	(223)	(890)
Increase in other assets	(478)	(173)
Decrease in other liabilities	(14,517)	(2,401)
Total adjustments	(5,447)	6,821
Net cash provided by operating activities	4,762	16,177
Cash flows from investing activities:
Net decrease (increase) in loans receivable	36,592	(43,689)
Proceeds from maturity or sale of investment securities available for sale		303
Purchase of investment securities available for sale	(35,164)	(323)
Purchase of mortgage-backed securities available for sale	(29,808)	(203,481)
Principal repayments on mortgage-backed securities available for sale	36,494	24,403
Increase in Federal Home Loan Bank of New York stock	(1,351)	(1,970)
Proceeds from sales of real estate owned	1,409	704
Purchases of premises and equipment	(1,175)	(698)
Net cash provided by (used in) investing activities	6,997	(224,751)
Cash flows from financing activities:
(Decrease) increase in deposits	(24,738)	175,773
Increase (decrease) in short-term borrowings	4,835	(29,140)
Proceeds from Federal Home Loan Bank advances	55,000	119,000
Repayments of Federal Home Loan Bank advances	(46,000)	(45,000)
Increase in advances by borrowers for taxes and insurance	985	814
Exercise of stock options	38	7
Dividends paid - common stock	(4,393)	(4,381)
Redemption of warrants		(431)
Tax expense of stock plans	(7)	(23)
Expenses of common stock offering		(109)
Net cash (used in) provided by financing activities	(14,280)	216,510
Net (decrease) increase in cash and due from banks	(2,521)	7,936
Cash and due from banks at beginning of period	31,455	23,016
Cash and due from banks at end of period	28,934	30,952
Supplemental Disclosure of Cash Flow Information:
Interest	9,756	12,206
Income taxes	12,662	5,805
Non-cash activities:
Transfer of loans receivable to real estate owned	$ 2,062	$ 669