Deposits

Deposits, including accrued interest payable of $22,000 at December 31, 2017 and $31,000 at December 31, 2016, are summarized as follows (in thousands):



	December 31,
	2017				2016
	Amount		Weighted Average Cost		Amount		Weighted Average Cost
Non-interest-bearing accounts	$	756,513	—	%	$	782,504	—	%
Interest-bearing checking accounts	1,954,358		0.32		1,626,713		0.19
Money market deposit accounts	363,656		0.33		458,911		0.30
Savings accounts	661,167		0.04		672,519		0.08
Time deposits	607,104		1.18		647,103		1.14
Total deposits	$	4,342,798	0.34	%	$	4,187,750	0.30	%

Included in time deposits at December 31, 2017 and 2016, is $270.6 million and $269.0 million, respectively, in deposits of $100,000 and over.

Time deposits at December 31, 2017 mature as follows (in thousands):



For the Year Ended December 31,	Time Deposit Maturities
2018	$	308,237
2019	110,598
2020	66,959
2021	42,060
2022	75,620
Thereafter	3,630
Total	$	607,104

Interest expense on deposits for the years ended December 31, 2017, 2016 and 2015 is as follows (in thousands):



	For the Year Ended December 31,
	2017		2016		2015
Interest-bearing checking accounts	$	4,533	$	2,114	$	952
Money market deposit accounts	1,213		858		187
Savings accounts	345		191		102
Time deposits	6,245		4,354		3,060
Total interest expense on deposits	$	12,336	$	7,517	$	4,301