The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,112 24,049 SH   SOLE   22,060 0 1,989
ABBOTT LABS COM 002824100 2,973 27,364 SH   SOLE   26,884 0 480
ABBVIE INC COM 00287Y109 11,540 75,345 SH   SOLE   72,145 0 3,200
ADVANCE AUTO PARTS INC COM 00751Y106 2,049 11,837 SH   SOLE   11,837 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,249 49,139 SH   SOLE   49,139 0 0
AIR PRODS & CHEMS INC COM 009158106 116 482 SH   SOLE   0 0 482
ALLIANT ENERGY CORP COM 018802108 692 11,814 SH   SOLE   11,814 0 0
ALLSTATE CORP COM 020002101 210 1,660 SH   SOLE   0 0 1,660
AMERICAN EXPRESS CO COM 025816109 3,702 26,707 SH   SOLE   26,707 0 0
AMERICAN TOWER CORP NEW COM 03027X100 107 417 SH   SOLE   0 0 417
AMERIPRISE FINL INC COM 03076C106 207 873 SH   SOLE   0 0 873
AMERISOURCEBERGEN CORP COM 03073E105 128 907 SH   SOLE   0 0 907
AMGEN INC COM 031162100 361 1,482 SH   SOLE   0 0 1,482
APPLE INC COM 037833100 2,792,398 20,424,207 SH   DFND 01 02 0 20,424,207 0
APPLE INC COM 037833100 5,426 39,684 SH   SOLE   39,684 0 0
ARES CAPITAL CORP COM 04010L103 4,050 225,900 SH   OTR   0 0 225,900
AUTOMATIC DATA PROCESSING IN COM 053015103 245 1,165 SH   SOLE   0 0 1,165
BANK NEW YORK MELLON CORP COM 064058100 82,978 1,989,411 SH   DFND 01 02 0 1,989,411 0
BAXTER INTL INC COM 071813109 58 910 SH   SOLE   0 0 910
BECTON DICKINSON & CO COM 075887109 146 592 SH   SOLE   0 0 592
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 11,364 9,435 SH   OTR   0 0 9,435
BK OF AMERICA CORP COM 060505104 708,251 22,751,400 SH   DFND 01 02 0 22,751,400 0
BK OF AMERICA CORP COM 060505104 166 5,340 SH   SOLE   0 0 5,340
BLACKROCK CAP INVT CORP COM 092533108 1,628 443,493 SH   OTR   0 0 443,493
BLACKROCK INC COM 09247X101 159 261 SH   SOLE   0 0 261
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 93 1,025 SH   SOLE   0 0 1,025
BRISTOL-MYERS SQUIBB CO COM 110122108 8,407 109,171 SH   SOLE   104,450 0 4,721
BROADCOM INC COM 11135F101 5,612 11,550 SH   SOLE   11,380 0 170
CHEVRON CORP NEW COM 166764100 8,675 59,915 SH   SOLE   58,715 0 1,200
CHEVRON CORP NEW COM 166764100 302,880 2,092,000 SH   DFND 01 02 0 2,092,000 0
CHEWY INC CL A 16679L109 57 1,629 SH   SOLE   0 0 1,629
CHURCH & DWIGHT CO INC COM 171340102 90 975 SH   SOLE   0 0 975
CISCO SYS INC COM 17275R102 8,876 208,155 SH   SOLE   199,434 0 8,721
CITIGROUP INC COM NEW 172967424 4,093 89,000 SH   DFND 01 02 0 89,000 0
CITIGROUP INC COM NEW 172967424 3,026 65,800 SH   SOLE   65,100 0 700
CMS ENERGY CORP COM 125896100 1,953 28,926 SH   SOLE   27,553 0 1,373
COCA COLA CO COM 191216100 6,867 109,161 SH   SOLE   105,015 0 4,146
CONAGRA BRANDS INC COM 205887102 68 2,000 SH   SOLE   0 0 2,000
CONOCOPHILLIPS COM 20825C104 3,994 44,471 SH   SOLE   44,471 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 7,604 45,161 SH   SOLE   43,834 0 1,327
CUMMINS INC COM 231021106 169 875 SH   SOLE   0 0 875
CVS HEALTH CORP COM 126650100 1,834 19,796 SH   SOLE   19,046 0 750
DARDEN RESTAURANTS INC COM 237194105 6,695 59,189 SH   SOLE   56,889 0 2,300
DEERE & CO COM 244199105 112 375 SH   SOLE   0 0 375
DIAGEO PLC SPON ADR NEW 25243Q205 39,656 227,750 SH   DFND 01 02 0 227,750 0
DISNEY WALT CO COM 254687106 1,349 14,286 SH   SOLE   14,286 0 0
DOLLAR TREE INC COM 256746108 1,418 9,100 SH   SOLE   9,100 0 0
DOMINION ENERGY INC COM 25746U109 24 300 SH   SOLE   0 0 300
DUKE ENERGY CORP NEW COM NEW 26441C204 5,494 51,240 SH   SOLE   50,440 0 800
EBAY INC. COM 278642103 1,993 47,825 SH   SOLE   47,825 0 0
EMBECTA CORP COMMON STOCK 29082K105 3 107 SH   SOLE   0 0 107
EMERSON ELEC CO COM 291011104 7,160 90,025 SH   SOLE   88,925 0 1,100
ENBRIDGE INC COM 29250N105 18 434 SH   SOLE   0 0 434
ENTERGY CORP NEW COM 29364G103 4,758 42,235 SH   SOLE   41,635 0 600
EOG RES INC COM 26875P101 3,247 29,400 SH   SOLE   29,400 0 0
EVERSOURCE ENERGY COM 30040W108 69 817 SH   SOLE   0 0 817
EXXON MOBIL CORP COM 30231G102 406 4,740 SH   SOLE   4,740 0 0
FEDEX CORP COM 31428X106 106 467 SH   SOLE   0 0 467
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 46 1,150 SH   SOLE   0 0 1,150
FRANCO NEV CORP COM 351858105 763 5,800 SH   SOLE   5,800 0 0
FREEPORT-MCMORAN INC CL B 35671D857 45 1,550 SH   SOLE   0 0 1,550
GENERAL DYNAMICS CORP COM 369550108 267 1,209 SH   SOLE   0 0 1,209
GENERAL MLS INC COM 370334104 6,726 89,150 SH   SOLE   87,650 0 1,500
GILEAD SCIENCES INC COM 375558103 217 3,509 SH   SOLE   0 0 3,509
GLOBAL PMTS INC COM 37940X102 1,252 11,319 SH   SOLE   11,319 0 0
GOLUB CAP BDC INC COM 38173M102 3,018 232,876 SH   OTR   0 0 232,876
HILTON WORLDWIDE HLDGS INC COM 43300A203 958 8,600 SH   SOLE   8,600 0 0
HOME DEPOT INC COM 437076102 994 3,624 SH   SOLE   2,900 0 724
HONEYWELL INTL INC COM 438516106 85 490 SH   SOLE   0 0 490
HP INC COM 40434L105 540,109 16,476,783 SH   DFND 01 02 0 16,476,783 0
HP INC COM 40434L105 252 7,676 SH   SOLE   0 0 7,676
ILLINOIS TOOL WKS INC COM 452308109 255 1,400 SH   SOLE   0 0 1,400
INTEL CORP COM 458140100 151 4,029 SH   SOLE   0 0 4,029
INTERCONTINENTAL EXCHANGE IN COM 45866F104 49 526 SH   SOLE   0 0 526
INTERNATIONAL BUSINESS MACHS COM 459200101 4,756 33,680 SH   SOLE   33,180 0 500
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 261 12,900 SH   SOLE   0 0 12,900
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 349 2,600 SH   SOLE   0 0 2,600
ISHARES GOLD TR ISHARES NEW 464285204 1,496 43,600 SH   SOLE   43,600 0 0
ISHARES INC CORE MSCI EMKT 46434G103 9,665 197,000 SH   SOLE   2,300 0 194,700
ISHARES TR 0-5 YR TIPS ETF 46429B747 643 6,337 SH   SOLE   0 0 6,337
ISHARES TR CORE 1 5 YR USD 46432F859 312 6,583 SH   SOLE   0 0 6,583
ISHARES TR CORE HIGH DV ETF 46429B663 12,453 124,000 SH   SOLE   116,000 0 8,000
ISHARES TR CORE MSCI EAFE 46432F842 9,010 153,100 SH   SOLE   0 0 153,100
ISHARES TR CORE MSCI EURO 46434V738 20,614 458,490 SH   SOLE   34,800 0 423,690
ISHARES TR CORE S&P MCP ETF 464287507 3,056 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P SCP ETF 464287804 2,013 21,788 SH   SOLE   0 0 21,788
ISHARES TR CORE S&P500 ETF 464287200 33,665 88,790 SH   SOLE   19,640 0 69,150
ISHARES TR IBOXX HI YD ETF 464288513 2,561 34,795 SH   SOLE   0 0 34,795
ISHARES TR IBOXX INV CP ETF 464287242 2,751 25,000 SH   SOLE   0 0 25,000
ISHARES TR ISHS 1-5YR INVS 464288646 312 6,164 SH   SOLE   0 0 6,164
ISHARES TR PFD AND INCM SEC 464288687 33 1,000 SH   SOLE   0 0 1,000
ISHARES TR RUSSELL 2000 ETF 464287655 2,611 15,416 SH   SOLE   5,300 0 10,116
ISHARES TR S&P 100 ETF 464287101 3,363 19,500 SH   SOLE   19,500 0 0
ISHARES TR SELECT DIVID ETF 464287168 332 2,825 SH   OTR   0 0 2,825
ISHARES TR SELECT DIVID ETF 464287168 19,319 164,175 SH   SOLE   42,700 0 121,475
JOHNSON & JOHNSON COM 478160104 6,540 36,841 SH   SOLE   34,577 0 2,264
JOHNSON CTLS INTL PLC SHS G51502105 1,511 31,567 SH   SOLE   31,567 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,759 92,750 SH   OTR   0 0 92,750
JPMORGAN CHASE & CO COM 46625H100 11,249 99,897 SH   SOLE   98,272 0 1,625
KIMBERLY-CLARK CORP COM 494368103 306 2,263 SH   SOLE   500 0 1,763
KINDER MORGAN INC DEL COM 49456B101 3,084 183,985 SH   SOLE   175,585 0 8,400
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 60 2,800 SH   SOLE   2,800 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 258 1,068 SH   SOLE   0 0 1,068
LEIDOS HOLDINGS INC COM 525327102 72 715 SH   SOLE   0 0 715
LILLY ELI & CO COM 532457108 14,320 44,164 SH   SOLE   42,509 0 1,655
LINDE PLC SHS G5494J103 113 394 SH   SOLE   0 0 394
LOCKHEED MARTIN CORP COM 539830109 8,364 19,452 SH   SOLE   18,745 0 707
LOWES COS INC COM 548661107 45 255 SH   SOLE   0 0 255
M & T BK CORP COM 55261F104 283 1,778 SH   SOLE   0 0 1,778
MARKEL CORP COM 570535104 5,238 4,050 SH   DFND 01 02 0 4,050 0
MARRIOTT INTL INC NEW CL A 571903202 184 1,350 SH   SOLE   1,350 0 0
MCCORMICK & CO INC COM NON VTG 579780206 48 575 SH   SOLE   0 0 575
MCDONALDS CORP COM 580135101 9,244 37,444 SH   SOLE   35,560 0 1,884
MEDTRONIC PLC SHS G5960L103 2,139 23,840 SH   SOLE   21,944 0 1,896
MERCK & CO INC COM 58933Y105 8,720 95,642 SH   SOLE   92,065 0 3,577
MICROSOFT CORP COM 594918104 14,728 57,346 SH   SOLE   56,946 0 400
MOLSON COORS BEVERAGE CO CL B 60871R209 5,608 102,880 SH   SOLE   101,580 0 1,300
MONDELEZ INTL INC CL A 609207105 1,758 28,303 SH   SOLE   23,685 0 4,618
NEWMONT CORP COM 651639106 2,227 37,328 SH   SOLE   37,328 0 0
NEXTERA ENERGY INC COM 65339F101 86 1,109 SH   SOLE   0 0 1,109
NVIDIA CORPORATION COM 67066G104 462 3,050 SH   SOLE   3,050 0 0
OGE ENERGY CORP COM 670837103 28 735 SH   SOLE   0 0 735
ORACLE CORP COM 68389X105 67 960 SH   SOLE   0 0 960
PARKER-HANNIFIN CORP COM 701094104 91 370 SH   SOLE   0 0 370
PAYCHEX INC COM 704326107 375 3,289 SH   SOLE   0 0 3,289
PAYPAL HLDGS INC COM 70450Y103 1,669 23,904 SH   SOLE   23,904 0 0
PEPSICO INC COM 713448108 7,462 44,772 SH   SOLE   42,287 0 2,485
PFIZER INC COM 717081103 9,379 178,880 SH   SOLE   172,927 0 5,953
PHILIP MORRIS INTL INC COM 718172109 234 2,368 SH   SOLE   0 0 2,368
PINNACLE WEST CAP CORP COM 723484101 4,397 60,135 SH   SOLE   59,335 0 800
PPG INDS INC COM 693506107 33 288 SH   SOLE   0 0 288
PPL CORP COM 69351T106 209 7,700 SH   SOLE   7,700 0 0
PROCTER AND GAMBLE CO COM 742718109 10,289 71,551 SH   SOLE   69,210 0 2,341
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 5,291 83,610 SH   SOLE   82,410 0 1,200
QUALCOMM INC COM 747525103 1,022 8,001 SH   SOLE   6,290 0 1,711
RAYTHEON TECHNOLOGIES CORP COM 75513E101 268 2,784 SH   SOLE   0 0 2,784
REALTY INCOME CORP COM 756109104 23 344 SH   SOLE   0 0 344
S&P GLOBAL INC COM 78409V104 51 150 SH   SOLE   0 0 150
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 761 10,650 SH   SOLE   10,650 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,078 15,075 SH   SOLE   1,075 0 14,000
SHELL PLC SPON ADS 780259305 3,158 60,385 SH   SOLE   59,280 0 1,105
SOUTHERN CO COM 842587107 7,511 105,320 SH   SOLE   102,995 0 2,325
SOUTHWEST AIRLS CO COM 844741108 130 3,600 SH   SOLE   3,600 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,047 12,152 SH   SOLE   12,152 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 5,325 58,000 SH   SOLE   5,490 0 52,510
SPDR S&P 500 ETF TR TR UNIT 78462F103 86,799 230,083 SH   SOLE   25,485 0 204,598
SPDR SER TR BLOOMBERG HIGH Y 78468R622 2,819 31,075 SH   SOLE   0 0 31,075
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,296 48,582 SH   SOLE   0 0 48,582
SPDR SER TR PORTFOLIO LN COR 78464A367 72 3,000 SH   SOLE   0 0 3,000
SPDR SER TR PORTFOLIO SHORT 78464A474 2,844 95,650 SH   SOLE   0 0 95,650
STARBUCKS CORP COM 855244109 680 8,900 SH   SOLE   8,900 0 0
STRYKER CORPORATION COM 863667101 1,412 7,100 SH   SOLE   7,100 0 0
SYSCO CORP COM 871829107 7,319 86,400 SH   SOLE   85,300 0 1,100
TARGET CORP COM 87612E106 3,316 23,486 SH   SOLE   22,739 0 747
TEXAS INSTRS INC COM 882508104 4,003 26,052 SH   SOLE   24,840 0 1,212
TJX COS INC NEW COM 872540109 882 15,800 SH   SOLE   15,800 0 0
T-MOBILE US INC COM 872590104 1,023 7,600 SH   SOLE   7,600 0 0
TRAVELERS COMPANIES INC COM 89417E109 241 1,424 SH   SOLE   0 0 1,424
TRUIST FINL CORP COM 89832Q109 574 12,100 SH   SOLE   12,100 0 0
TYSON FOODS INC CL A 902494103 246 2,861 SH   SOLE   0 0 2,861
UNION PAC CORP COM 907818108 2,670 12,518 SH   SOLE   11,500 0 1,018
UNITED PARCEL SERVICE INC CL B 911312106 371 2,030 SH   SOLE   0 0 2,030
US BANCORP DEL COM NEW 902973304 811,261 17,628,443 SH   DFND 01 02 0 17,628,443 0
US BANCORP DEL COM NEW 902973304 3,913 85,028 SH   SOLE   84,428 0 600
V F CORP COM 918204108 226 5,125 SH   SOLE   0 0 5,125
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,954 17,140 SH   SOLE   0 0 17,140
VANGUARD INDEX FDS MID CAP ETF 922908629 3,563 18,090 SH   SOLE   0 0 18,090
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,943 5,600 SH   SOLE   0 0 5,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,916 22,235 SH   SOLE   0 0 22,235
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,197 59,365 SH   SOLE   48,565 0 10,800
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 528 10,000 SH   SOLE   0 0 10,000
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,330 62,245 SH   SOLE   38,850 0 23,395
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,898 32,275 SH   SOLE   0 0 32,275
VANGUARD WORLD FDS INF TECH ETF 92204A702 87 265 SH   SOLE   0 0 265
VERISK ANALYTICS INC COM 92345Y106 5,020 29,000 SH   OTR   29,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,697 92,547 SH   SOLE   88,366 0 4,181
VIATRIS INC COM 92556V106 30 2,843 SH   SOLE   2,843 0 0
VISA INC COM CL A 92826C839 1,237 6,286 SH   SOLE   5,400 0 886
WALMART INC COM 931142103 6,703 55,135 SH   SOLE   52,775 0 2,360
WELLS FARGO CO NEW COM 949746101 6,563 167,547 SH   SOLE   166,147 0 1,400
WELLS FARGO CO NEW PERP PFD CNV A 949746804 16,136 13,275 SH   OTR   0 0 13,275
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 708 10,796 SH   SOLE   10,796 0 0
WRAP TECHNOLOGIES INC COM 98212N107 6 3,000 SH   SOLE   0 0 3,000
YUM CHINA HLDGS INC COM 98850P109 1,014 20,900 SH   SOLE   20,900 0 0
ZOETIS INC CL A 98978V103 86 500 SH   SOLE   0 0 500