The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 354 624 SH   SOLE   0 0 624
ALPHABET INC CAP STK CL A 02079K305 81 28 SH   OTR   0 0 28
ALPHABET INC CAP STK CL A 02079K305 5,823 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL C 02079K107 5,142 1,777 SH   SOLE   0 0 1,777
AMAZON COM INC COM 023135106 937 281 SH   OTR   0 0 281
AMAZON COM INC COM 023135106 39,369 11,807 SH   SOLE   0 0 11,807
AMBEV SA SPONSORED ADR 02319V103 67 23,808 SH   SOLE   0 0 23,808
AMERICAN AIRLS GROUP INC COM 02376R102 259 14,407 SH   SOLE   0 0 14,407
AMERICAN EXPRESS CO COM 025816109 491 3,000 SH   SOLE   0 0 3,000
AMERIPRISE FINL INC COM 03076C106 592 1,961 SH   SOLE   0 0 1,961
ANALOG DEVICES INC COM 032654105 914 5,200 SH   SOLE   0 0 5,200
APPLE INC COM 037833100 3,024 17,032 SH   OTR   0 0 17,032
APPLE INC COM 037833100 55,948 315,077 SH   SOLE   0 0 315,077
ARK ETF TR INNOVATION ETF 00214Q104 515 5,441 SH   SOLE   0 0 5,441
AUTOMATIC DATA PROCESSING IN COM 053015103 512 2,077 SH   SOLE   0 0 2,077
AVERY DENNISON CORP COM 053611109 298 1,375 SH   SOLE   0 0 1,375
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 53 177 SH   OTR   0 0 177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,770 15,952 SH   SOLE   0 0 15,952
BK OF AMERICA CORP COM 060505104 369 8,285 SH   SOLE   0 0 8,285
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 318 220 SH   SOLE   0 0 220
BLACKSTONE INC COM 09260D107 2,602 20,110 SH   SOLE   0 0 20,110
BLOCK INC CL A 852234103 1,034 6,400 SH   SOLE   0 0 6,400
CANADIAN PAC RY LTD COM 13645T100 23 325 SH   OTR   0 0 325
CANADIAN PAC RY LTD COM 13645T100 192 2,667 SH   SOLE   0 0 2,667
CENTENE CORP DEL COM 15135B101 1,056 12,814 SH   OTR   0 0 12,814
CENTENE CORP DEL COM 15135B101 1,613 19,574 SH   SOLE   0 0 19,574
CHENIERE ENERGY INC COM NEW 16411R208 229 2,260 SH   OTR   0 0 2,260
CHIPOTLE MEXICAN GRILL INC COM 169656105 339 194 SH   SOLE   0 0 194
CITIZENS & NORTHN CORP COM 172922106 3,356 128,497 SH   SOLE   0 0 128,497
COINBASE GLOBAL INC COM CL A 19260Q107 505 2,000 SH   SOLE   0 0 2,000
COSTCO WHSL CORP NEW COM 22160K105 3,179 5,600 SH   SOLE   0 0 5,600
CVS HEALTH CORP COM 126650100 472 4,575 SH   SOLE   0 0 4,575
DANAHER CORPORATION COM 235851102 1,183 3,596 SH   SOLE   0 0 3,596
DISCOVER FINL SVCS COM 254709108 395 3,416 SH   SOLE   0 0 3,416
DISNEY WALT CO COM 254687106 139 900 SH   OTR   0 0 900
DISNEY WALT CO COM 254687106 1,120 7,231 SH   SOLE   0 0 7,231
DOMINION ENERGY INC COM 25746U109 238 3,031 SH   SOLE   0 0 3,031
ENTERPRISE PRODS PARTNERS L COM 293792107 89 4,066 SH   OTR   0 0 4,066
ENTERPRISE PRODS PARTNERS L COM 293792107 1,112 50,642 SH   SOLE   0 0 50,642
ERICSSON ADR B SEK 10 294821608 958 88,110 SH   SOLE   0 0 88,110
ERIE INDTY CO CL A 29530P102 491 2,550 SH   SOLE   0 0 2,550
ETF SER SOLUTIONS US GLB JETS 26922A842 650 30,800 SH   SOLE   0 0 30,800
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 773 18,529 SH   SOLE   0 0 18,529
EXPEDIA GROUP INC COM NEW 30212P303 633 3,500 SH   SOLE   0 0 3,500
EXXON MOBIL CORP COM 30231G102 31 514 SH   OTR   0 0 514
EXXON MOBIL CORP COM 30231G102 285 4,663 SH   SOLE   0 0 4,663
FIRST TR EXCHANGE TRADED FD AUTO INDEX FD 33734X309 213 3,567 SH   SOLE   0 0 3,567
FREEPORT-MCMORAN INC CL B 35671D857 292 7,000 SH   SOLE   0 0 7,000
FULTON FINL CORP PA COM 360271100 519 30,508 SH   SOLE   0 0 30,508
GENERAL DYNAMICS CORP COM 369550108 295 1,413 SH   SOLE   0 0 1,413
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 201 7,566 SH   SOLE   0 0 7,566
INTEL CORP COM 458140100 977 18,978 SH   SOLE   0 0 18,978
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 692 46,166 SH   SOLE   0 0 46,166
ISHARES INC MSCI GBL MIN VOL 464286525 218 2,013 SH   SOLE   0 0 2,013
ISHARES TR MSCI KLD400 SOC 464288570 728 7,834 SH   SOLE   0 0 7,834
ISHARES TR U.S. MED DVC ETF 464288810 201 3,051 SH   SOLE   0 0 3,051
ISHARES TR EAFE GRWTH ETF 464288885 202 1,835 SH   SOLE   0 0 1,835
ISHARES TR U.S. FIN SVC ETF 464287770 481 2,491 SH   SOLE   0 0 2,491
ISHARES TR CORE S&P MCP ETF 464287507 304 1,073 SH   OTR   0 0 1,073
ISHARES TR CORE S&P MCP ETF 464287507 5,347 18,888 SH   SOLE   0 0 18,888
ISHARES TR CORE S&P SCP ETF 464287804 115 1,008 SH   OTR   0 0 1,008
ISHARES TR CORE S&P SCP ETF 464287804 1,993 17,403 SH   SOLE   0 0 17,403
ISHARES TR CORE S&P500 ETF 464287200 905 1,898 SH   OTR   0 0 1,898
ISHARES TR CORE S&P500 ETF 464287200 14,144 29,652 SH   SOLE   0 0 29,652
ISHARES TR RUS 1000 ETF 464287622 2,968 11,225 SH   SOLE   0 0 11,225
ISHARES TR ISHARES SEMICDTR 464287523 126 233 SH   OTR   0 0 233
ISHARES TR ISHARES SEMICDTR 464287523 6,281 11,582 SH   SOLE   0 0 11,582
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 52 823 SH   OTR   0 0 823
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 1,869 29,584 SH   SOLE   0 0 29,584
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18 360 SH   OTR   0 0 360
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 373 7,390 SH   SOLE   0 0 7,390
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 43 842 SH   OTR   0 0 842
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,464 28,678 SH   SOLE   0 0 28,678
JOHNSON & JOHNSON COM 478160104 1,129 6,601 SH   SOLE   0 0 6,601
JPMORGAN CHASE & CO COM 46625H100 232 1,465 SH   OTR   0 0 1,465
JPMORGAN CHASE & CO COM 46625H100 187 1,183 SH   SOLE   0 0 1,183
LILLY ELI & CO COM 532457108 1,002 3,626 SH   SOLE   0 0 3,626
LPL FINL HLDGS INC COM 50212V100 252 1,572 SH   SOLE   0 0 1,572
MERCK & CO INC COM 58933Y105 18 233 SH   OTR   0 0 233
MERCK & CO INC COM 58933Y105 369 4,818 SH   SOLE   0 0 4,818
META PLATFORMS INC CL A 30303M102 5,143 15,290 SH   SOLE   0 0 15,290
MICROSOFT CORP COM 594918104 530 1,576 SH   OTR   0 0 1,576
MICROSOFT CORP COM 594918104 37,345 111,041 SH   SOLE   0 0 111,041
MORGAN STANLEY COM NEW 617446448 774 7,890 SH   SOLE   0 0 7,890
NETFLIX INC COM 64110L106 229 380 SH   SOLE   0 0 380
NEXTERA ENERGY INC COM 65339F101 1,139 12,205 SH   SOLE   0 0 12,205
NOKIA CORP SPONSORED ADR 654902204 1,042 167,603 SH   SOLE   0 0 167,603
NVIDIA CORPORATION COM 67066G104 2,136 7,262 SH   SOLE   0 0 7,262
PAYPAL HLDGS INC COM 70450Y103 226 1,200 SH   SOLE   0 0 1,200
PEPSICO INC COM 713448108 227 1,309 SH   SOLE   0 0 1,309
PFIZER INC COM 717081103 853 14,445 SH   SOLE   0 0 14,445
QUALCOMM INC COM 747525103 311 1,700 SH   SOLE   0 0 1,700
RAYTHEON TECHNOLOGIES CORP COM 75513E101 644 7,488 SH   SOLE   0 0 7,488
REALTY INCOME CORP COM 756109104 3,261 45,550 SH   SOLE   0 0 45,550
SALESFORCE COM INC COM 79466L302 25 97 SH   OTR   0 0 97
SALESFORCE COM INC COM 79466L302 1,726 6,792 SH   SOLE   0 0 6,792
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 313 10,101 SH   SOLE   0 0 10,101
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 174 2,149 SH   OTR   0 0 2,149
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,386 91,374 SH   SOLE   0 0 91,374
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 862 10,723 SH   SOLE   0 0 10,723
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,420 12,474 SH   SOLE   0 0 12,474
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 336 3,277 SH   SOLE   0 0 3,277
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 447 2,729 SH   SOLE   0 0 2,729
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,430 10,153 SH   SOLE   0 0 10,153
SHAKE SHACK INC CL A 819047101 361 5,000 SH   SOLE   0 0 5,000
SHARECARE INC COM CL A 81948W104 47 10,390 SH   SOLE   0 0 10,390
SHOPIFY INC CL A 82509L107 292 212 SH   SOLE   0 0 212
SIGNATURE BK NEW YORK N Y COM 82669G104 729 2,253 SH   SOLE   0 0 2,253
SPDR SER TR S&P REGL BKG 78464A698 327 4,621 SH   SOLE   0 0 4,621
SYNCHRONY FINANCIAL COM 87165B103 698 15,047 SH   SOLE   0 0 15,047
TARGET CORP COM 87612E106 694 3,000 SH   SOLE   0 0 3,000
TEXAS INSTRS INC COM 882508104 593 3,146 SH   SOLE   0 0 3,146
THERMO FISHER SCIENTIFIC INC COM 883556102 494 740 SH   OTR   0 0 740
THERMO FISHER SCIENTIFIC INC COM 883556102 1,093 1,638 SH   SOLE   0 0 1,638
TWITTER INC COM 90184L102 560 12,956 SH   SOLE   0 0 12,956
UBER TECHNOLOGIES INC COM 90353T100 440 10,500 SH   SOLE   0 0 10,500
UNITEDHEALTH GROUP INC COM 91324P102 1,337 2,662 SH   SOLE   0 0 2,662
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 6 18 SH   OTR   0 0 18
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 263 852 SH   SOLE   0 0 852
VANGUARD INDEX FDS TOTAL STK MKT 922908769 998 4,132 SH   SOLE   0 0 4,132
VANGUARD INDEX FDS SMALL CP ETF 922908751 44 196 SH   OTR   0 0 196
VANGUARD INDEX FDS SMALL CP ETF 922908751 726 3,214 SH   SOLE   0 0 3,214
VANGUARD INDEX FDS GROWTH ETF 922908736 437 1,362 SH   OTR   0 0 1,362
VANGUARD INDEX FDS GROWTH ETF 922908736 8,198 25,546 SH   SOLE   0 0 25,546
VANGUARD INDEX FDS MID CAP ETF 922908629 102 399 SH   OTR   0 0 399
VANGUARD INDEX FDS MID CAP ETF 922908629 137 538 SH   SOLE   0 0 538
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 432 2,517 SH   OTR   0 0 2,517
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,922 34,479 SH   SOLE   0 0 34,479
VERIZON COMMUNICATIONS INC COM 92343V104 1,036 19,934 SH   SOLE   0 0 19,934
VISA INC COM CL A 92826C839 650 3,001 SH   SOLE   0 0 3,001
VULCAN MATLS CO COM 929160109 764 3,680 SH   OTR   0 0 3,680
VULCAN MATLS CO COM 929160109 4,035 19,439 SH   SOLE   0 0 19,439
WALMART INC COM 931142103 568 3,925 SH   SOLE   0 0 3,925
WASTE MGMT INC DEL COM 94106L109 357 2,139 SH   SOLE   0 0 2,139
WELLS FARGO CO NEW PERP PFD CNV A 949746804 142 95 SH   OTR   0 0 95
WELLS FARGO CO NEW PERP PFD CNV A 949746804 1,189 798 SH   SOLE   0 0 798
WHEELS UP EXPERIENCE INC COM CL A 96328L106 156 33,577 SH   SOLE   0 0 33,577
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 51 990 SH   OTR   0 0 990
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 3,668 70,722 SH   SOLE   0 0 70,722