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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net income (loss) $ (616) $ 154
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Provision for loan losses 0 959
Provision for (recapture of) losses on loans receivable held for sale 470 (2)
Provision for (recapture of) losses on REO 0 (19)
Depreciation 52 78
Net amortization of deferred loan origination costs 62 27
Net amortization of premiums on mortgage-backed securities 10 15
Amortization of investment in affordable housing limited partnership 55 46
Stock-based compensation expense 20 20
Earnings on bank owned life insurance (16) (20)
Net gains on sales of REO (8) (412)
Net gains on sales of loans (16) 0
Net change in accrued interest receivable 74 97
Net change in deferred tax assets 0 78
Net change in other assets 1,269 1,030
Net change in accrued interest payable 230 200
Net change in other liabilities (393) (446)
Net cash provided by operating activities 1,193 1,805
Cash flows from investing activities:    
Net change in loans receivable held for investment 9,104 11,389
Proceeds from sales of loans receivable held for sale 9,322 0
Principal repayments on loans receivable held for sale 143 77
Maturities, prepayments and calls 1,170 944
Proceeds from sales of REO 152 3,989
Net redemption of Federal Home Loan Bank stock 164 188
Additions to office properties and equipment (32) 0
Net cash provided by investing activities 20,023 16,587
Cash flows from financing activities:    
Net change in deposits (9,423) (4,334)
Net change in advance payments by borrowers for taxes and insurance (379) (478)
Net cash used in financing activities (9,802) (4,812)
Net change in cash and cash equivalents 11,414 13,580
Cash and cash equivalents at beginning of period 64,360 31,597
Cash and cash equivalents at end of period 75,774 45,177
Supplemental disclosures of cash flow information:    
Cash paid for interest 1,106 1,608
Cash paid for income taxes 3 0
Supplemental disclosures of non-cash investing and financing activities:    
Transfers of loans receivable held for investment to REO 1,275 817
Transfers of loans receivable from loans receivable held for investment to loans receivable held for sale $ 6,174 $ 0