Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Interest and fees on loans receivable	$ 3,887	$ 5,330
Interest on mortgage backed and other securities	89	148
Other interest income	48	16
Total interest income	4,024	5,494
Interest expense:
Interest on deposits	624	975
Interest on borrowings	712	833
Total interest expense	1,336	1,808
Net interest income before provision for loan losses	2,688	3,686
Provision for loan losses	0	959
Net interest income after provision for loan losses	2,688	2,727
Non-interest income:
Service charges	142	145
Loan servicing fees, net	6	(166)
Net gains on sales of loans	16	0
Net gains on sales of REO	8	412
Other	49	32
Total non-interest income	221	423
Non-interest expense:
Compensation and benefits	1,454	1,589
Occupancy expense, net	340	287
Information services	217	213
Professional services	182	108
Provision for (recapture of) losses on loans held for sale	470	(2)
Provision for (recapture of) losses on REO	0	(19)
FDIC insurance	202	217
Office services and supplies	105	109
Other	550	419
Total non-interest expense	3,520	2,921
Income (loss) before income taxes	(611)	229
Income tax expense	5	75
Net income (loss)	(616)	154
Other comprehensive income (loss), net of tax:
Unrealized gain (loss) on securities available for sale	(18)	7
Income tax effect	0	0
Other comprehensive income (loss), net of tax	(18)	7
Comprehensive income (loss)	(634)	161
Net income (loss)	(616)	154
Dividends and discount accretion on preferred stock	(315)	(286)
Loss available to common shareholders	$ (931)	$ (132)
Loss per common share-basic	$ (0.49)	$ (0.08)
Loss per common share-diluted	$ (0.49)	$ (0.08)
Dividends declared per share-common stock	$ 0.00	$ 0.00