Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Assets
Cash	$ 13,420	$ 12,127
Federal funds sold	50,940	19,470
Cash and cash equivalents	64,360	31,597
Securities available-for-sale, at fair value	13,378	18,979
Loans receivable held for sale, at lower of cost or fair value	19,051	12,983
Loans receivable held for investment, net of allowance of $11,869 and $17,299	251,723	322,770
Accrued interest receivable	1,250	1,698
Federal Home Loan Bank (FHLB) stock	3,901	4,089
Office properties and equipment, net	2,617	4,626
Real estate owned	8,163	6,699
Bank owned life insurance	2,688	2,609
Investment in affordable housing limited partnership	1,528	1,675
Deferred tax assets	0	850
Other assets	5,034	5,162
Total assets	373,693	413,737
Liabilities:
Deposits	257,071	294,686
FHLB advances	79,500	83,000
Junior subordinated debentures	6,000	6,000
Other borrowings	5,000	5,000
Accrued interest payable	1,941	1,302
Dividends payable	2,104	1,219
Advance payments by borrowers for taxes and insurance	711	813
Other liabilities	3,359	3,441
Total liabilities	355,686	395,461
Commitments and Contingencies (Notes 8 and 17)
Shareholders' Equity:
Preferred stock discount	(598)	(994)
Common stock, $.01 par value, authorized 8,000,000 shares at December 31, 2012 and 2011; issued 2,013,942 shares at December 31, 2012 and 2011; outstanding 1,917,422 shares at December 31, 2012 and 1,744,565 shares at December 31, 2011	20	20
Additional paid-in capital	8,895	10,824
Accumulated deficit	(7,988)	(7,295)
Accumulated other comprehensive income, net of taxes of $400 at December 31, 2012 and 2011	318	571
Treasury stock-at cost, 96,520 shares at December 31, 2012 and 269,377 shares at December 31, 2011	(1,234)	(3,444)
Total shareholders' equity	18,007	18,276
Total liabilities and shareholders' equity	373,693	413,737
Cumulative Preferred Stock | Series D Fixed Rate Cumulative Perpetual Preferred Stock
Shareholders' Equity:
Preferred Stock	8,963	8,963
Cumulative Preferred Stock | Series E Fixed Rate Cumulative Perpetual Preferred Stock
Shareholders' Equity:
Preferred Stock	5,974	5,974
Noncumulative preferred stock
Shareholders' Equity:
Preferred Stock	$ 3,657	$ 3,657