Note 9 – Deposits

Deposits are summarized as follows:


	December 31,
	2012		2011
	(In thousands)
NOW account and other demand deposits	$	11,706	$	15,143
Non-interest bearing demand deposits		21,513		24,072
Money market deposits		16,829		21,872
Passbook		37,055		37,084
Certificates of deposit		169,968		196,515

Total	$	257,071	$	294,686

At December 31, 2012 and 2011, brokered deposits totaled $2.9 million and $9.2 million, respectively. As disclosed in Note 2, the Bank is not permitted to increase the amount of its brokered deposits beyond the amount of interest credited without prior notice of non-objection from the OCC.

Certificates of deposit of $100 thousand or more were $121.2 million and $128.1 million at year end 2012 and 2011.

Scheduled maturities of certificates of deposit for the next five years were as follows:


Maturity	Amount
	(In thousands)
2013	$	95,745
2014		39,790
2015		20,478
2016		6,696
2017		7,046
Thereafter		213

	$	169,968