Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net earnings (loss)	$ 1,238	$ (9,385)
Adjustments to reconcile net earnings (loss) to net cash provided by operating activities:
Provision for loan losses	1,190	8,488
(Recapture of) provision for losses on loans receivable held-for-sale	(81)	728
Provision for losses on REO	739	2,033
Depreciation	249	306
Net amortization of deferred loan origination costs	115	3
Net amortization of premiums on mortgage-backed securities	44	78
Amortization of investment in affordable housing limited partnership	126	0
Stock-based compensation expense	60	66
Earnings on bank owned life insurance	(60)	(66)
Gain on sale of office properties and equipment	(2,523)	0
Gain on sale of securities	(50)	0
Net (gains) losses on sales of REO	(288)	56
Net losses on sale of loans	280	88
Proceeds from sales and principal repayments of loans receivable held-for-sale	1,852	15,661
Net change in:
Accrued interest receivable	303	457
Deferred tax assets	850	2,466
Other assets	(4)	(1,388)
Other liabilities	1,173	1,377
Net cash provided by operating activities	5,213	20,968
Cash flows from investing activities:
Net change in loans receivable	35,096	24,413
Available-for-sale securities:
Sales, maturities, prepayments and calls	4,279	1,898
Held-to-maturity securities:
Maturities, prepayments and calls	0	1,733
Proceeds from sales of REO	7,750	3,712
Investment in affordable housing limited partnership	(350)	(417)
Net redemption of Federal Home Loan Bank stock	188	0
Proceeds from sale of office properties and equipment	4,237	0
Additions to office properties and equipment	(9)	(33)
Net cash provided by investing activities	51,191	31,306
Cash flows from financing activities:
Net change in deposits	(31,878)	(53,595)
Proceeds from FHLB advances	17,000	7,000
Repayments on FHLB advances	(17,000)	(7,000)
Reissuance of treasury stock	150	6
Net change in advance payments by borrowers for taxes and insurance	272	312
Net cash used in financing activities	(31,456)	(53,277)
Net change in cash and cash equivalents	24,948	(1,003)
Cash and cash equivalents at beginning of period	31,597	21,978
Cash and cash equivalents at end of period	56,545	20,975
Supplemental disclosures of cash flow information:
Cash paid for interest	4,464	5,661
Cash paid for income taxes	0	980
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable to REO	3,461	7,691
Transfers of loans receivable held-for-sale to REO	333	266
Transfers of loans receivable from loans receivable, net to loans receivable held for sale	$ 616	$ 2,544