Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net earnings (loss)	$ 1,851	$ (1,851)
Adjustments to reconcile net earnings (loss) to net cash provided by operating activities:
Provision for loan losses	1,061	4,674
Provision for losses on loans receivable held-for-sale	186	26
Provision for losses on REO	312	782
Depreciation	149	206
Net amortization of deferred loan origination (fees) costs	58	20
Net amortization of premiums on mortgage-backed securities	31	59
Amortization of investment in affordable housing limited partnership	89
Stock-based compensation expense	40	45
Earnings on bank owned life insurance	(40)	(44)
Gain on sale of office properties and equipment	(2,523)
Gain on sale of securities	(50)
Net (gains) losses on sales of REO	(395)	49
Net (gains) losses on sales of loans		(11)
Net change in:
Accrued interest receivable	222	259
Deferred tax assets	850	(767)
Other assets	(77)	(1,543)
Other liabilities	279	790
Net cash provided by operating activities	2,043	2,694
Cash flows from investing activities:
Net change in loans receivable	23,626	10,136
Proceeds from sales and principal repayments of loans receivable held-for-sale	223	14,243
Available-for-sale securities:
Sales, maturities, prepayments and calls	3,164	1,367
Held-to-maturity securities:
Maturities, prepayments and calls		1,042
Proceeds from sales of REO	5,914	2,305
Investment in affordable housing limited partnership	(100)	(286)
Net redemption of Federal Home Loan Bank stock	188
Proceeds from sale of office properties and equipment	4,237
Additions to office properties and equipment	(9)	(21)
Net cash provided by investing activities	37,243	28,786
Cash flows from financing activities:
Net change in deposits	(24,639)	(36,074)
Proceeds from FHLB advances	13,500	7,000
Repayments on FHLB advances	(13,500)	(7,000)
Reissuance of treasury stock		6
Net change in advance payments by borrowers for taxes and insurance	(108)	471
Net cash used in financing activities	(24,747)	(35,597)
Net change in cash and cash equivalents	14,539	(4,117)
Cash and cash equivalents at beginning of period	31,597	21,978
Cash and cash equivalents at end of period	46,136	17,861
Supplemental disclosures of cash flow information:
Cash paid for interest	3,142	3,912
Cash paid for income taxes		865
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable to REO	2,662	6,414
Transfers of loans receivable held-for-sale to REO	0	266
Transfers of loans receivable held-for-sale to other assets	$ 0	$ 0