Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Assets
Cash	$ 14,596	$ 12,127
Federal funds sold	31,540	19,470
Cash and cash equivalents	46,136	31,597
Securities available for sale, at fair value	15,705	18,979
Loans receivable held-for-sale, net	12,574	12,983
Loans receivable, net of allowance of $17,856 and $17,299	295,363	322,770
Accrued interest receivable	1,476	1,698
Federal Home Loan Bank (FHLB) stock, at cost	3,901	4,089
Office properties and equipment, net	2,772	4,626
Real estate owned	3,530	6,699
Bank owned life insurance	2,649	2,609
Investment in affordable housing limited partnership	1,586	1,675
Deferred tax assets	0	850
Other assets	5,239	5,162
Total assets	390,931	413,737
Liabilities and stockholders' equity
Deposits	270,047	294,686
Federal Home Loan Bank advances	83,000	83,000
Junior subordinated debenture	6,000	6,000
Other borrowings	5,000	5,000
Advance payments by borrowers for taxes and insurance	705	813
Other liabilities	6,516	5,962
Total liabilities	371,268	395,461
Stockholders' Equity:
Preferred stock discount	(798)	(994)
Common stock, $.01 par value, authorized 8,000,000 shares at June 30, 2012 and December 31, 2011; issued 2,013,942 shares at June 30, 2012 and December 31, 2011;outstanding 1,744,565 shares at June 30, 2012 and December 31, 2011	20	20
Additional paid-in capital	10,864	10,824
Accumulated deficit	(6,015)	(7,295)
Accumulated other comprehensive income, net of taxes of $400 at June 30, 2012 and December 31, 2011	442	571
Treasury stock-at cost, 269,377 shares at June 30, 2012 and December 31, 2011	(3,444)	(3,444)
Total stockholders' equity	19,663	18,276
Total liabilities and stockholders' equity	390,931	413,737
Non-cumulative preferred stock
Stockholders' Equity:
Preferred Stock	3,657	3,657
Series D | Cumulative preferred stock
Stockholders' Equity:
Preferred Stock	8,963	8,963
Series E | Cumulative preferred stock
Stockholders' Equity:
Preferred Stock	$ 5,974	$ 5,974