Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net earnings (loss)	$ 154	$ (129)
Adjustments to reconcile net earnings (loss) to net cash provided by operating activities:
Provision for loan losses	959	1,240
Provision for losses on loans receivable held-for-sale	(2)	20
Provision for losses on REO	(19)	80
Depreciation	78	104
Net amortization of deferred loan origination (fees) costs	27	(3)
Net amortization of premiums on mortgage-backed securities	15	36
Amortization of investment in affordable housing limited partnership	46
Stock-based compensation expense	20	23
Earnings on bank owned life insurance	(20)	(22)
Net (gains) losses on sales of REO	(412)	15
Net losses on sales of loans		29
Net change in:
Accrued interest receivable	97	216
Deferred tax assets	78
Other assets	1,030	(1,636)
Other liabilities	(246)	372
Net cash provided by operating activities	1,805	345
Cash flows from investing activities:
Net change in loans receivable	11,389	4,593
Proceeds from sales and principal repayments of loans receivable held-for-sale	77	6,480
Available-for-sale securities:
Maturities, prepayments and calls	944	760
Held-to-maturity securities:
Maturities, prepayments and calls		866
Proceeds from sales of REO	3,989	130
Net redemption of Federal Home Loan Bank stock	188
Additions to office properties and equipment		(18)
Net cash provided by investing activities	16,587	12,811
Cash flows from financing activities:
Net change in deposits	(4,334)	(7,522)
Proceeds from FHLB advances		7,000
Repayments on FHLB advances		(7,000)
Net change in advance payments by borrowers for taxes and insurance	(478)	69
Net cash used in financing activities	(4,812)	(7,453)
Net change in cash and cash equivalents	13,580	5,703
Cash and cash equivalents at beginning of period	31,597	21,978
Cash and cash equivalents at end of period	45,177	27,681
Supplemental disclosures of cash flow information:
Cash paid for interest	1,608	2,037
Cash paid for income taxes		865
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable to REO	817	1,937
Transfers of loans receivable held-for-sale to REO		266
Transfers of loans receivable held-for-sale to other assets		$ 7,662