Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Assets
Cash	$ 13,572	$ 12,127
Federal funds sold	31,605	19,470
Cash and cash equivalents	45,177	31,597
Securities available-for-sale, at fair value	18,027	18,979
Loans receivable held for sale, net	12,908	12,983
Loans receivable, net of allowance of $17,752 and $17,299	309,578	322,770
Accrued interest receivable	1,601	1,698
Federal Home Loan Bank (FHLB) stock, at cost	3,901	4,089
Office properties and equipment, net	4,548	4,626
Real estate owned	3,958	6,699
Bank owned life insurance	2,629	2,609
Investment in affordable housing limited partnership	1,629	1,675
Deferred tax assets	772	850
Other assets	4,132	5,162
Total assets	408,860	413,737
Liabilities and stockholders equity
Deposits	290,352	294,686
Federal Home Loan Bank advances	83,000	83,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust	6,000	6,000
Other Borrowings	5,000	5,000
Advance payments by borrowers for taxes and insurance	335	813
Other liabilities	5,904	5,962
Total liabilities	390,591	395,461
Stockholders' Equity:
Preferred stock discount	(896)	(994)
Common stock, $.01 par value, authorized 8,000,000 shares at March 31, 2012 and December 31, 2011; issued 2,013,942 shares at March 31, 2012 and December 31, 2011; outstanding 1,744,565 shares at March 31, 2012 and December 31, 2011	20	20
Additional paid-in capital	10,844	10,824
Accumulated deficit	(7,427)	(7,295)
Accumulated other comprehensive income, net of taxes of $400 at March 31, 2012 and December 31, 2011	578	571
Treasury stock-at cost, 269,377 shares at March 31, 2012 and December 31, 2011	(3,444)	(3,444)
Total stockholders' equity	18,269	18,276
Total liabilities and stockholders' equity	408,860	413,737
Non-cumulative Preferred Stock
Stockholders' Equity:
Preferred non-voting, stock value	3,657	3,657
Series D | Cumulative Preferred Stock
Stockholders' Equity:
Preferred non-voting, stock value	8,963	8,963
Series E | Cumulative Preferred Stock
Stockholders' Equity:
Preferred non-voting, stock value	$ 5,974	$ 5,974