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Consolidated Statements Of Operations And Comprehensive Earnings (Loss) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Consolidated Statements Of Operations And Comprehensive Earnings (Loss) [Abstract]        
Interest and fees on loans receivable $ 6,062 $ 7,231 $ 18,730 $ 22,186
Interest on mortgage backed and other securities 176 228 539 767
Other interest income 9 16 28 41
Total interest income 6,247 7,475 19,297 22,994
Interest on deposits 1,056 1,492 3,492 4,563
Interest on borrowings 859 865 2,699 2,511
Total interest expense 1,915 2,357 6,191 7,074
Net interest income before provision for loan losses 4,332 5,118 13,106 15,920
Provision for loan losses 3,814 1,740 8,488 2,623
Net interest income after provision for loan losses 518 3,378 4,618 13,297
Non-interest income:        
Service charges 176 275 533 677
Net gains (losses) on mortgage banking activities (80) 13 (73) (72)
Net losses on sale of REO (7) (53) (56) (88)
Other 25 788 90 962
Total non-interest income 114 1,023 494 1,479
Non-interest expense:        
Compensation and benefits 1,618 1,696 4,982 5,423
Occupancy expense, net 330 359 1,018 1,069
Information services 200 198 647 602
Professional services 284 214 744 810
Provision for losses on loans held-for-sale 702 556 728 1,103
Provision for losses on REO 1,251 669 2,033 780
FDIC insurance 144 233 781 695
Office services and supplies 135 147 417 424
Other 447 516 1,380 1,059
Total non-interest expense 5,111 4,588 12,730 11,965
Earnings (loss) before income taxes (4,479) (187) (7,618) 2,811
Income tax expense (benefit) 3,055 (31) 1,767 1,133
Net earnings (loss) (7,534) (156) (9,385) 1,678
Other comprehensive income (loss), net of tax:        
Unrealized gain (loss) on securities available for sale (11) (122) 60 135
Income tax effect (2) 49 (30) (54)
Other comprehensive income (loss), net of tax (13) (73) 30 81
Comprehensive earnings (loss) (7,547) (229) (9,355) 1,759
Net earnings (loss) (7,534) (156) (9,385) 1,678
Dividends and discount accretion on preferred stock (264) (282) (830) (863)
Earnings (loss) available to common shareholders $ (7,798) $ (438) $ (10,215) $ 815
Earnings (loss) per common share-basic $ (4.47) $ (0.25) $ (5.86) $ 0.47
Earnings (loss) per common share-diluted $ (4.47) $ (0.25) $ (5.86) $ 0.47
Dividends declared per share-common stock       $ 0.01