Consolidated Statements Of Operations And Comprehensive Earnings (Loss) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Consolidated Statements Of Operations And Comprehensive Earnings (Loss)
Interest and fees on loans receivable	$ 6,284	$ 7,478	$ 12,668	$ 14,955
Interest on mortgage backed and other securities	182	257	363	539
Other interest income	10	15	19	25
Total interest income	6,476	7,750	13,050	15,519
Interest on deposits	1,197	1,568	2,436	3,071
Interest on borrowings	851	851	1,840	1,646
Total interest expense	2,048	2,419	4,276	4,717
Net interest income before provision for loan losses	4,428	5,331	8,774	10,802
Provision for loan losses	3,434	309	4,674	883
Net interest income after provision for loan losses	994	5,022	4,100	9,919
Non-interest income:
Service charges	175	213	357	402
Net gains (losses) on mortgage banking activities	32	(109)	7	(85)
Net losses on sale of REO	(34)	(61)	(49)	(35)
Other	26	141	65	174
Total non-interest income	199	184	380	456
Non-interest expense:
Compensation and benefits	1,555	1,796	3,364	3,727
Occupancy expense, net	334	348	688	710
Information services	220	186	447	404
Professional services	292	386	460	596
Provision for losses on loans held-for-sale	6	472	26	547
Provision for losses on REO	702	30	782	111
FDIC insurance	354	215	637	462
Office services and supplies	140	133	282	277
Other	514	280	933	543
Total non-interest expense	4,117	3,846	7,619	7,377
Earnings (loss) before income taxes	(2,924)	1,360	(3,139)	2,998
Income tax expense (benefit)	(1,202)	514	(1,288)	1,164
Net earnings (loss)	(1,722)	846	(1,851)	1,834
Other comprehensive income, net of tax:
Unrealized gain on securities available for sale	86	168	71	257
Income tax effect	(34)	(67)	(28)	(103)
Other comprehensive income, net of tax	52	101	43	154
Comprehensive earnings (loss)	(1,670)	947	(1,808)	1,988
Net earnings (loss)	(1,722)	846	(1,851)	1,834
Dividends and discount accretion on preferred stock	(283)	(281)	(566)	(581)
Earnings (loss) available to common shareholders	$ (2,005)	$ 565	$ (2,417)	$ 1,253
Earnings (loss) per common share-basic	$ (1.15)	$ 0.32	$ (1.39)	$ 0.72
Earnings (loss) per common share-diluted	$ (1.15)	$ 0.32	$ (1.39)	$ 0.72
Dividends declared per share-common stock				$ 0.01