XML 78 R60.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance $ 4,388 [1] $ 3,391
Charge-offs 0 0
Recoveries 216 0
Provision (recapture) 935 997
Ending balance [1] 7,348 4,388
Real Estate [Member] | Single-Family [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 109 145
Charge-offs 0 0
Recoveries 0 0
Provision (recapture) (63) (36)
Ending balance 260 109
Real Estate [Member] | Multi-Family [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 3,273 2,657
Charge-offs 0 0
Recoveries 109 0
Provision (recapture) 428 616
Ending balance 4,413 3,273
Real Estate [Member] | Commercial Real Estate [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 449 236
Charge-offs 0 0
Recoveries 107 0
Provision (recapture) 72 213
Ending balance 1,094 449
Real Estate [Member] | Church [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 65 103
Charge-offs 0 0
Recoveries 0 0
Provision (recapture) (30) (38)
Ending balance 72 65
Real Estate [Member] | Construction [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 313 212
Charge-offs 0 0
Recoveries 0 0
Provision (recapture) 400 101
Ending balance 932 313
Commercial - Other [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 175 23
Charge-offs 0 0
Recoveries 0 0
Provision (recapture) 100 152
Ending balance 529 175
SBA Loans [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 0  
Charge-offs 0  
Recoveries 0  
Provision (recapture) 28  
Ending balance 48 0
Consumer [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 4 15
Charge-offs 0 0
Recoveries 0 0
Provision (recapture) 0 (11)
Ending balance 0 4
Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 1,809  
Ending balance   1,809
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Single-Family [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 214  
Ending balance   214
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Multi-Family [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 603  
Ending balance   603
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Commercial Real Estate [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 466  
Ending balance   466
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Church [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 37  
Ending balance   37
Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Construction [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 219  
Ending balance   219
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial - Other [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 254  
Ending balance   254
Cumulative Effect, Period of Adoption, Adjustment [Member] | SBA Loans [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance 20  
Ending balance   20
Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance (4)  
Ending balance   (4)
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]    
Allowance for Credit Losses on Loans [Roll Forward]    
Beginning balance $ 1,809  
Ending balance   $ 1,809
[1] The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450 and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is reflective of estimated expected lifetime credit losses.