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Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2021
Regulatory Matters [Abstract]  
Actual and Required Capital Amounts and Ratios

Actual and required capital amounts and ratios as of the periods indicated are presented below.

   
Actual
   
Minimum Capital
Requirements
   
Minimum Required to
Be Well Capitalized
Under Prompt
Corrective Action
Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
   
(Dollars in thousands)
 
June 30, 2021:
                                   
Community Bank Leverage Ratio (1)
 
$
97,639
     
10.10
%  
$






 
$
82,171
     
8.50
%
December 31, 2020:
                                               
Tier 1 (Leverage)
 
$
46,565
     
9.54
%
 
$
19,530
     
4.00
 %  
$
24,413
     
5.00
 %
Common Equity Tier 1
 
$
46,565
     
18.95
%  
$
11,059
     
4.50
 %  
$
15,975
     
6.50
 %
Tier 1
 
$
46,565
     
18.95
%  
$
14,746
     
6.00
 %  
$
19,661
     
8.00
 %
Total Capital
 
$
49,802
     
20.20
%  
$
19,661
     
8.00
 %  
$
24,577
     
10.00
 %



(1)
At the Merger on April 1, 2021, the Company’s former subsidiary, Broadway Federal Bank, f.s.b., was merged into City First Bank of D.C, N. A., with City First Bank of D.C, N.A. as the surviving entity and the resultant bank being named City First Bank, National Association, which had elected to adopt Community Bank Leverage Ratio option on April 1, 2020 as reflected in its June 30, 2020 Call Report.