Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net loss	$ (642)	$ (206)
Adjustments to reconcile net loss to net cash provided by operating activities:
Loan loss provision (recaptures)	29	(7)
Provision for losses on REO	0	13
Depreciation	121	227
Reversal of valuation allowance on loan held for sale	0	(12)
Net amortization of deferred loan origination costs	275	254
Net amortization of premiums on mortgage-backed securities	37	30
Amortization of investment in affordable housing limited partnership	105	179
ESOP compensation expense	68	65
Earnings on bank owned life insurance	(47)	(53)
Originations of loans receivable held for sale	(118,626)	(15,182)
Proceeds from sales and repayments of loans receivable held for sale	105,211	23,074
Gain on sale of loans receivable held for sale	(276)	(204)
Changes in operating assets and liabilities
Net change in deferred taxes	(492)	(284)
Net change in accrued interest receivable	21	(80)
Net change in other assets	114	124
Net change in advance payments by borrowers for taxes and insurance	(246)	(22)
Net change in accrued expenses and other liabilities	369	310
Net cash (used in) provided by operating activities	(13,555)	8,533
Cash flows from investing activities:
Net change in loans receivable held for investment	51,105	(43,983)
Principal payments on available-for-sale securities	2,537	4,055
Purchases of available-for-sale municipal bonds	(2,000)	0
Proceeds from sales of REO	0	820
Purchase of FHLB stock	(742)	0
Redemption of FHLB stock	227	0
Additions to office properties and equipment	(415)	(41)
Net cash provided by (used in) investing activities	50,712	(39,149)
Cash flows from financing activities:
Net change in deposits	17,906	16,310
Proceeds from FHLB advances	60,000	22,000
Repayments on FHLB advances	(33,500)	(8,000)
Payment for tax withholding for vesting of restricted stock	0	(14)
Repayments of junior subordinated debentures	(1,020)	(765)
Net cash provided by (used in) financing activities	43,386	29,531
Net change in cash and cash equivalents	80,543	(1,085)
Cash and cash equivalents at beginning of the year	15,566	16,651
Cash and cash equivalents at end of the year	96,109	15,566
Supplemental disclosures of cash flow information:
Cash paid for interest	5,771	6,336
Cash paid for income taxes	8	13
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for sale to loans receivable held for investment	13,691	9,227
Transfers of loans receivable held for investment to loans receivable held for sale	0	10,684
Common stock exchanged for payment of tax withholding	0	14
Initial recognition of operating lease right-to-use assets	0	1,120
Initial recognition of operating lease liabilities	0	1,120
Employees, excluding Directors [Member]
Adjustments to reconcile net loss to net cash provided by operating activities:
Stock-based compensation expense	379	254
Directors [Member]
Adjustments to reconcile net loss to net cash provided by operating activities:
Stock-based compensation expense	$ 45	$ 53