Consolidated Statements of Operations and Comprehensive (Loss) Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest Income:
Interest and fees on loans receivable	$ 17,016	$ 15,845
Interest on investment securities	253	359
Other interest income	375	643
Total interest income	17,644	16,847
Interest Expense:
Interest on deposits	3,163	4,276
Interest on borrowings	2,312	2,110
Total interest expense	5,475	6,386
Net interest income before loan loss provision recapture	12,169	10,461
Loan loss (provision) recapture	(29)	7
Net interest income after loan loss (provision) recapture	12,140	10,468
Non-Interest Income:
Service charges	420	491
Net gain on sales of loans	276	204
CDFI Grant	203	233
Other	126	124
Total non-interest income	1,025	1,052
Non-Interest Expense:
Compensation and benefits	8,362	7,357
Occupancy expense	1,288	1,265
Information services	937	888
Professional services	2,299	1,144
Office services and supplies	354	280
Loan related expenses	115	163
Corporate insurance	126	133
Amortization of investment in affordable housing limited partnership	105	179
Other	628	662
Total non-interest expense	14,214	12,071
Loss before income tax benefits	(1,049)	(551)
Income tax benefits	(407)	(345)
Net loss	(642)	(206)
Other comprehensive income, net of tax:
Unrealized gains on securities available-for-sale arising during the period	266	369
Income tax expense	79	109
Other comprehensive income, net of tax	187	260
Comprehensive (loss) income	$ (455)	$ 54
Loss per common share-basic (in dollars per share)	$ (0.02)	$ (0.01)
Loss per common share-diluted (in dollars per share)	$ (0.02)	$ (0.01)