Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 71,110	$ 3,016
Interest-bearing deposits in other banks	24,999	12,550
Cash and cash equivalents	96,109	15,566
Investment securities available-for-sale, at fair value	10,698	11,006
Loans receivable held for investment, net of allowance of $3,215 and $3,182	360,129	397,847
Accrued interest receivable	1,202	1,223
Federal Home Loan Bank (FHLB) stock	3,431	2,916
Office properties and equipment, net	2,540	2,783
Bank owned life insurance	3,147	3,100
Deferred tax assets, net	5,633	5,220
Investment in affordable housing limited partnership	58	163
Other assets	431	545
Total assets	483,378	440,369
Liabilities:
Deposits	315,630	297,724
FHLB advances	110,500	84,000
Junior subordinated debentures	3,315	4,335
Advance payments by borrowers for taxes and insurance	787	1,033
Accrued expenses and other liabilities	4,261	4,429
Total liabilities	434,493	391,521
Commitments and Contingencies (Note 16)
Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	46,851	46,426
Retained earnings	7,783	8,425
Unearned Employee Stock Ownership Plan (ESOP) shares	(893)	(959)
Accumulated other comprehensive income (loss), net of tax	164	(23)
Treasury stock-at cost, 2,617,826 shares at December 31, 2020 and at December 31, 2019	(5,326)	(5,326)
Total stockholders' equity	48,885	48,848
Total liabilities and stockholders' equity	483,378	440,369
Common Stock Voting [Member]
Stockholders' Equity:
Common stock	219	218
Common Stock Non-Voting [Member]
Stockholders' Equity:
Common stock	$ 87	$ 87