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Consolidated Statements of Financial Condition (FY) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Assets:    
Cash and due from banks $ 3,016 $ 4,124
Interest-bearing deposits in other banks 12,550 12,527
Cash and cash equivalents 15,566 16,651
Investment securities available-for-sale, at fair value 11,006 14,722
Loans receivable held for sale, at lower of cost or fair value 0 6,231
Loans receivable held for investment, net of allowance of $3,182 and $2,929 397,847 355,556
Accrued interest receivable 1,223 1,143
Federal Home Loan Bank (FHLB) stock 2,916 2,916
us-gaap_PropertyPlantAndEquipmentNet 2,783 2,242
Bank owned life insurance 3,100 3,047
Deferred tax assets, net 5,220 5,045
Investment in affordable housing limited partnership 163 342
Real estate owned (REO) 0 833
Other assets 545 669
Total assets 440,369 409,397
Liabilities:    
Deposits 297,724 281,414
FHLB advances 84,000 70,000
Junior subordinated debentures 4,335 5,100
Advance payments by borrowers for taxes and insurance 1,033 1,055
us-gaap_AccruedLiabilitiesAndOtherLiabilities 4,429 3,392
Total liabilities 391,521 360,961
Commitments and Contingencies (Note 14)
Stockholders' Equity:    
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding 0 0
Additional paid-in capital 46,426 46,141
Retained earnings 8,425 8,631
Unearned Employee Stock Ownership Plan (ESOP) shares (959) (1,027)
Accumulated other comprehensive loss, net of tax (23) (283)
Treasury stock-at cost, 2,617,826 shares at December 31, 2019 and at December 31, 2018 (5,326) (5,326)
Total stockholders' equity 48,848 48,436
Total liabilities and stockholders' equity 440,369 409,397
Common Stock Voting [Member]    
Stockholders' Equity:    
Common stock 218 213
Common Stock Non-Voting [Member]    
Stockholders' Equity:    
Common stock $ 87 $ 87