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Income Taxes, Effective Income Tax Rate Reconciliation (FY) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Dec. 31, 2018
Reconciliation of Provision of Income Taxes [Abstract]            
Federal statutory rate     21.00%   21.00%  
Federal statutory rate times financial statement net (loss) income         $ (115) $ 183
Effect of [Abstract]            
State taxes, net of federal benefit         (45) 77
Change in federal rate         0 0
Earnings from bank owned life insurance         (11) (16)
Low income housing credits         (198) (212)
Change in valuation allowance         0 0
Other, net         24 24
Total $ 95 $ (176) $ (300) $ (262) $ (345) $ 56