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Regulatory Matters (Q3) (Tables)
9 Months Ended 12 Months Ended
Sep. 30, 2020
Dec. 31, 2019
Capital and Regulatory Matters [Abstract]    
Actual and Required Capital Amounts and Ratios
At September 30, 2020 and December 31, 2019, the Bank’s level of capital exceeded all regulatory capital requirements and its regulatory capital ratios were above the minimum levels required to be considered well capitalized for regulatory purposes.  Actual and required capital amounts and ratios as of the periods indicated are presented below.

  
Actual
  
Minimum Capital
Requirements
  
Minimum Required To
Be Well Capitalized
Under Prompt
Corrective Action Provisions
 
  
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
  
(Dollars in thousands)
 
September 30, 2020:
                  
Tier 1 (Leverage)
 
$
47,779
   
9.84
%
 
$
19,429
   
4.00
%
 
$
24,286
   
5.00
%
Common Equity Tier 1
 
$
47,779
   
16.94
%
 
$
12,693
   
4.50
%
 
$
18,334
   
6.50
%
Tier 1
 
$
47,779
   
16.94
%
 
$
16,924
   
6.00
%
 
$
22,565
   
8.00
%
Total Capital
 
$
51,053
   
18.10
%
 
$
22,565
   
8.00
%
 
$
28,206
   
10.00
%
December 31, 2019:
                        
Tier 1 (Leverage)
 
$
48,541
   
11.56
%
 
$
16,798
   
4.00
%
 
$
20,997
   
5.00
%
Common Equity Tier 1
 
$
48,541
   
17.14
%
 
$
12,743
   
4.50
%
 
$
18,406
   
6.50
%
Tier 1
 
$
48,541
   
17.14
%
 
$
16,990
   
6.00
%
 
$
22,654
   
8.00
%
Total Capital
 
$
51,790
   
18.29
%
 
$
22,654
   
8.00
%
 
$
28,318
   
10.00
%
Actual and required capital amounts and ratios as of the periods indicated are presented below.
 
  
Actual
  
Minimum Capital
Requirements
  
Minimum Required
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
  
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
  
(Dollars in thousands)
 
December 31, 2019:
                  
Tier 1 (Leverage)
 
$
48,541
   
11.56
%
 
$
16,798
   
4.00
%
 
$
20,997
   
5.00
%
Common Equity Tier 1
 
$
48,541
   
17.14
%
 
$
12,743
   
4.50
%
 
$
18,406
   
6.50
%
Tier 1
 
$
48,541
   
17.14
%
 
$
16,990
   
6.00
%
 
$
22,654
   
8.00
%
Total Capital
 
$
51,790
   
18.29
%
 
$
22,654
   
8.00
%
 
$
28,318
   
10.00
%
December 31, 2018:
                        
Tier 1 (Leverage)
 
$
49,433
   
12.03
%
 
$
16,439
   
4.00
%
 
$
20,549
   
5.00
%
Common Equity Tier 1
 
$
49,433
   
19.32
%
 
$
18,494
   
4.50
%
 
$
16,634
   
6.50
%
Tier 1
 
$
49,433
   
19.32
%
 
$
24,659
   
6.00
%
 
$
20,472
   
8.00
%
Total Capital
 
$
52,417
   
20.48
%
 
$
32,879
   
8.00
%
 
$
25,590
   
10.00
%