Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 44,740	$ 3,016
Interest-bearing deposits in other banks	24,976	12,550
Cash and cash equivalents	69,716	15,566
Securities available-for-sale, at fair value	10,372	11,006
Loans receivable held for sale, at lower of cost or fair value	40,653	0
Loans receivable held for investment, net of allowance of $3,215 and $3,182	361,793	397,847
Accrued interest receivable	1,325	1,223
Federal Home Loan Bank (FHLB) stock, at cost	3,586	2,916
Office properties and equipment, net	2,714	2,783
Bank owned life insurance	3,135	3,100
Deferred tax assets, net	5,309	5,220
Investment in affordable housing limited partnership	84	163
Other assets	530	545
Total assets	499,217	440,369
Liabilities:
Deposits	325,336	297,724
FHLB advances	115,500	84,000
Junior subordinated debentures	3,570	4,335
Advance payments by borrowers for taxes and insurance	1,541	1,033
Accrued expenses and other liabilities	3,904	4,429
Total liabilities	449,851	391,521
Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	46,750	46,426
Retained earnings	8,364	8,425
Unearned Employee Stock Ownership Plan (ESOP) shares	(909)	(959)
Accumulated other comprehensive income (loss), net of tax	181	(23)
Treasury stock-at cost, 2,617,826 shares at September 30, 2020 and at December 31, 2019	(5,326)	(5,326)
Total stockholders' equity	49,366	48,848
Total liabilities and stockholders' equity	499,217	440,369
Common Stock Voting [Member]
Stockholders' Equity:
Common stock	219	218
Common Stock Non-Voting [Member]
Stockholders' Equity:
Common stock	$ 87	$ 87