Consolidated Statements of Operations and Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income:
Interest and fees on loans receivable	$ 4,359	$ 4,115
Interest on investment securities	70	98
Other interest income	142	160
Total interest income	4,571	4,373
Interest Expense:
Interest on deposits	1,055	1,027
Interest on borrowings	618	533
Total interest expense	1,673	1,560
Net interest income before loan loss provision recapture	2,898	2,813
Loan loss provision (recapture)	(29)	190
Net interest income after loan loss provision (recapture)	2,869	3,003
Non-Interest Income:
Service charges	144	122
Net gain on sale of loans	7
CDFI grant		233
Other	46	21
Total non-interest income	197	376
Non-Interest Expense:
Compensation and benefits	2,055	1,882
Occupancy expense	315	308
Information services	237	208
Professional services	264	339
Office services and supplies	76	68
Corporate insurance	32	35
Amortization of investment in affordable housing limited partnership	45	49
Other	125	171
Total non-interest expense	3,149	3,060
(Loss) income before income taxes	(83)	319
Income tax (benefit) expense	(50)	42
Net (loss) income	(33)	277
Other comprehensive income, net of tax:
Unrealized gains on securities available-for-sale arising during the period	175	196
Income tax expense	52	58
Other comprehensive income, net of tax	123	138
Comprehensive income	$ 90	$ 415
(Loss) earnings per common share-basic	$ 0.00	$ 0.01
(Loss) earnings per common share-diluted	$ 0.00	$ 0.01