Consolidated Statements of Operations and Comprehensive (Loss) Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Interest and fees on loans receivable	$ 3,731	$ 3,690	$ 11,687	$ 10,614
Interest on mortgage-backed and other securities	90	100	283	313
Other interest income	194	113	503	368
Total interest income	4,015	3,903	12,473	11,295
Interest expense:
Interest on deposits	1,105	821	3,229	2,137
Interest on borrowings	518	578	1,577	1,308
Total interest expense	1,623	1,399	4,806	3,445
Net interest income	2,392	2,504	7,667	7,850
Loan loss provision (recapture)	47	(1,000)	(301)	(1,000)
Net interest income after loan loss (provision) recapture	2,345	3,504	7,968	8,850
Non-interest income:
Service charges	116	110	353	336
Gain on sale of loans	204	9	204	20
CDFI Grant		233	233	233
Other	24	28	69	92
Total non-interest income	344	380	859	681
Non-interest expense:
Compensation and benefits	1,876	1,721	5,633	5,377
Occupancy expense	325	330	945	963
Information services	231	191	657	611
Professional services	335	126	909	497
Office services and supplies	72	70	207	218
REO expense	1	46	26	132
Marketing expense	41	64	113	201
Corporate insurance	32	35	101	113
Amortization of investment in affordable housing limited partnership	36	49	134	146
Other	195	169	501	498
Total non-interest expense	3,144	2,801	9,226	8,756
(Loss) income before income taxes	(455)	1,083	(399)	775
Income tax (benefit) expense	(176)	332	(262)	235
Net (loss) income	(279)	751	(137)	540
Other comprehensive income (loss), net of tax:
Unrealized gains (losses) on securities available-for-sale arising during the period	64	(105)	417	(465)
Income tax expense (benefit)	19	(34)	123	(141)
Other comprehensive income (loss), net of tax	45	(71)	294	(324)
Comprehensive (loss) income	$ (234)	$ 680	$ 157	$ 216
(Loss) earnings per common share-basic	$ (0.01)	$ 0.03	$ (0.01)	$ 0.02
(Loss) earnings per common share-diluted	$ (0.01)	$ 0.03	$ (0.01)	$ 0.02