Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets:
Cash and due from banks	$ 4,943	$ 4,124
Interest-bearing deposits in other banks	16,879	12,527
Cash and cash equivalents	21,822	16,651
Securities available-for-sale, at fair value	13,671	14,722
Loans receivable held for sale, at lower of cost or fair value	8,175	6,231
Loans receivable held for investment, net of allowance of $2,818 and $2,929	354,800	355,556
Accrued interest receivable	1,182	1,143
Federal Home Loan Bank (FHLB) stock, at cost	2,916	2,916
Office properties and equipment, net	2,963	2,242
Bank owned life insurance	3,086	3,047
Deferred tax assets, net	5,131	5,045
Investment in affordable housing limited partnership	208	342
Real estate owned (REO)		833
Other assets	664	669
Total assets	414,618	409,397
Liabilities:
Deposits	280,067	281,414
FHLB advances	75,000	70,000
Junior subordinated debentures	4,590	5,100
Advance payments by borrowers for taxes and insurance	1,528	1,055
Accrued expenses and other liabilities	4,573	3,392
Total liabilities	365,758	360,961
Stockholders' Equity:
Preferred stock, $.01 par value, authorized 1,000,000 shares; none issued or outstanding
Additional paid-in capital	46,353	46,141
Retained earnings	8,494	8,631
Unearned Employee Stock Ownership Plan (ESOP) shares	(977)	(1,027)
Accumulated other comprehensive income (loss), net of tax	11	(283)
Treasury stock-at cost, 2,617,826 shares at June 30, 2019 and at December 31, 2018	(5,326)	(5,326)
Total stockholders' equity	48,860	48,436
Total liabilities and stockholders' equity	414,618	409,397
Common Stock | Common Stock, Voting
Stockholders' Equity:
Common stock	218	213
Total stockholders' equity	218	213
Common Stock | Common Stock, Non-Voting
Stockholders' Equity:
Common stock	87	87
Total stockholders' equity	$ 87	$ 87