Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 1,279	$ 3,430
Adjustments to reconcile net income to net cash used in operating activities:
Loan loss provision recapture	(550)	(1,700)
Provision for losses on REOs		121
Depreciation	187	177
Net amortization of deferred loan origination costs	223	214
Net amortization of premiums on mortgage-backed securities	38	42
Amortization of investment in affordable housing limited partnership	145	144
Stock-based compensation expense	23
Earnings on bank owned life insurance	(44)	(46)
Originations of for-sale loans receivable		(57,635)
Proceeds from for-sale loans receivable		45,518
Net gain on sale of loans		(1,252)
Net gain on sale of REOs	(22)	(75)
Deferred income tax benefit	(8)
Net change in accrued interest receivable	(23)	253
Net change in other assets	129	642
Net change in advance payments by borrowers for taxes and insurance	402	421
Net change in accrued expenses and other liabilities	(1,783)	679
Net cash used in operating activities	(4)	(9,067)
Cash flows from investing activities:
Net change in loans receivable held for investment	(40,235)	(12,374)
Proceeds from sales of loans receivable transferred to held-for-sale		95,923
Principal repayments on loans receivable transferred to held-for-sale		544
Purchase of available-for-sale securities	(2,505)
Prepayments and amortizations on available-for-sale securities	2,365	2,197
Proceeds from sales of REO	382	2,321
Redemption of FHLB stock		1,869
Purchase of FHLB stock		(188)
Additions to office properties and equipment	(45)	(88)
Net cash (used in) provided by investing activities	(40,038)	90,204
Cash flows from financing activities:
Net change in deposits	12,484	57,054
Proceeds from FHLB advances		21,000
Repayments of FHLB advances	(2,000)	(29,500)
Net cash provided by financing activities	10,484	48,554
Net change in cash and cash equivalents	(29,558)	129,691
Cash and cash equivalents at beginning of the period	67,839	20,790
Cash and cash equivalents at end of the period	38,281	150,481
Supplemental disclosures of cash flow information:
Cash paid for interest	2,835	2,866
Cash paid for income taxes	$ 8	2
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO		843
Transfers of loans receivable held for investment to loans receivable held for sale		$ 91,562