Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 633	$ 1,298
Adjustments to reconcile net income to net cash used in operating activities:
Loan loss provision recapture	(300)	(750)
Provision for losses on REO		6
Depreciation	61	59
Net amortization of deferred loan origination costs	61	91
Net amortization of premiums on mortgage-backed securities	9	16
Amortization of investment in affordable housing limited partnership	48	48
Stock-based compensation expense	3
Earnings on bank owned life insurance	(15)	(15)
Originations of for-sale loans receivable		(12,562)
Net gains on sale of loans		(134)
Net gains on sale of REOs	(22)	(14)
Net change in accrued interest receivable	(14)	44
Net change in other assets	107	190
Net change in advance payments by borrowers for taxes and insurance	(366)	(421)
Net change in accrued expenses and other liabilities	(788)	(483)
Net cash used in operating activities	(583)	(12,627)
Cash flows from investing activities:
Net change in loans receivable held for investment	(15,471)	3,945
Proceeds from sales of loans receivable transferred to held for sale		12,292
Principal repayments on loans receivable transferred to held for sale		72
Purchase of available for sale securities	(1,484)
Prepayments and amortizations on available-for-sale securities	526	630
Proceeds from sales of REO	382	454
Redemption of FHLB stock		470
Purchase of FHLB stock		(188)
Additions to office properties and equipment	(13)	(14)
Net cash (used in) provided by investing activities	(16,060)	17,661
Cash flows from financing activities:
Net change in deposits	(15,205)	4,225
Repayments of FHLB advances		(1,500)
Net cash (used in) provided by financing activities	(15,205)	2,725
Net change in cash and cash equivalents	(31,848)	7,759
Cash and cash equivalents at beginning of the period	67,839	20,790
Cash and cash equivalents at end of the period	35,991	28,549
Supplemental disclosures of cash flow information:
Cash paid for interest	$ 941	972
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO		$ 843