Regulatory Capital Matters (Tables)

9 Months Ended

Sep. 30, 2015

Regulatory Matters

Schedule of actual and required capital amounts and ratios

	Actual			Required for Capital Adequacy Purposes			Capital Requirements under Consent Order
	Amount		Ratio	Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
September 30, 2015:
Tier 1 Leverage	$	43,716	11.83%	$	14,782	4.00%	$	33,259	9.00%
Common Equity Tier 1	$	43,716	20.08%	$	9,799	4.50%	N/A		N/A
Tier 1	$	43,716	20.08%	$	13,065	6.00%	N/A		N/A
Total Capital	$	46,487	21.35%	$	17,420	8.00%	$	28,307	13.00%
December 31, 2014:
Tier 1 Leverage	$	39,773	11.34%	$	14,028	4.00%	$	31,562	9.00%
Tier 1	$	39,773	16.41%	$	9,695	4.00%	N/A		N/A
Total Capital	$	42,870	17.69%	$	19,390	8.00%	$	31,508	13.00%