Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 2,451	$ 1,048
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Recapture of loan losses	(1,500)	(1,582)
Provision for losses on REO's	126	340
Depreciation	117	116
Net amortization of deferred loan origination costs	167	75
Net amortization of premiums on mortgage-backed securities	30	22
Amortization of investment in affordable housing limited partnership	96	96
Stock-based compensation expense		11
Earnings on bank owned life insurance	(30)	(33)
Originations of loans receivable held for sale	(31,479)
Proceeds from sales of loans receivable held for sale	14,781
Net gain on sales of loans	(514)
Net loss on sale of REO's		50
Amortization of deferred gain on debt restructuring		(74)
Stock-based compensation - non-employee		25
Net change in accrued interest receivable	166	(30)
Net change in other assets	558	56
Net change in advance payments by borrowers for taxes and insurance	(44)	38
Net change in accrued expenses and other liabilities	225	756
Net cash provided by (used in) operating activities	(14,850)	914
Cash flows from investing activities:
Net change in loans receivable held for investment	(8,204)	(17,459)
Proceeds from sales of loans receivable held for sale	44,725
Principal repayments on loans receivable held for sale	166
Available-for-sale securities:
Prepayments and amortizations	1,337	1,097
Purchases		(10,463)
Proceeds from sales of REO	621	2,219
Redemption of FHLB stock	1,527
Purchase of FHLB stock	(188)
Additions to office properties and equipment	(48)	(194)
Net cash provided by (used in) investing activities	39,936	(24,800)
Cash flows from financing activities:
Net change in deposits	14,285	326
Proceeds from FHLB advances	21,000	8,000
Repayments of FHLB advances	(29,500)	(8,000)
Net cash provided by financing activities	5,785	326
Net change in cash and cash equivalents	30,871	(23,560)
Cash and cash equivalents at beginning of the period	20,790	58,196
Cash and cash equivalents at end of the period	51,661	34,636
Supplemental disclosures of cash flow information:
Cash paid for interest	1,941	1,906
Cash paid for income taxes	2	3
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	843	1,845
Transfers of loans receivable held for investment to loans receivable held for sale	$ 90,183
Issuance of common stock for services		$ 25