Regulatory Capital Matters (Tables)

6 Months Ended

Jun. 30, 2015

Regulatory Matters

Schedule of actual and required capital amounts and ratios

	Actual			Required for Capital Adequacy Purposes			Capital Requirements under Consent Order
	Amount		Ratio	Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
June 30, 2015:
Tier 1 Leverage	$	42,578	11.89%	$	14,323	4.00%	$	32,227	9.00%
Common Equity Tier 1	$	42,578	17.87%	$	10,723	4.50%	N/A		N/A
Tier 1	$	42,578	17.87%	$	14,297	6.00%	N/A		N/A
Total Capital	$	45,606	19.14%	$	19,063	8.00%	$	30,978	13.00%
December 31, 2014:
Tier 1 Leverage	$	39,773	11.34%	$	14,028	4.00%	$	31,562	9.00%
Tier 1	$	39,773	16.41%	$	9,695	4.00%	N/A		N/A
Total Capital	$	42,870	17.69%	$	19,390	8.00%	$	31,508	13.00%