Consolidated Statements of Operations and Comprehensive Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest income:
Interest and fees on loans receivable	$ 3,724	$ 3,626
Interest on mortgage-backed and other securities	94	64
Other interest income	87	106
Total interest income	3,905	3,796
Interest expense:
Interest on deposits	415	461
Interest on borrowings	531	537
Total interest expense	946	998
Net interest income before recapture of loan losses	2,959	2,798
Recapture of loan losses	750	1,082
Net interest income after recapture of loan losses	3,709	3,880
Non-interest income:
Service charges	106	118
Net gain on sale of loans	134
Net gain (loss) on sale of REOs	8	(7)
CDFI grant	355	200
Other	34	18
Total non-interest income	637	329
Non-interest expense:
Compensation and benefits	1,768	1,588
Occupancy expense, net	299	284
Information services	217	219
Professional services	270	424
Office services and supplies	81	102
FDIC assessments	80	174
REO expenses	30	44
Corporate insurance	94	112
Amortization of investment in affordable housing limited partnership	48	48
Other	159	222
Total non-interest expense	3,046	3,217
Income before income taxes	1,300	992
Income tax expense	2	3
Net income	1,298	989
Other comprehensive income, net of tax:
Change in unrealized gain (loss) on securities available-for-sale	57	(21)
Other comprehensive income (loss), net of tax	57	(21)
Comprehensive income	$ 1,355	$ 968
Earnings per common share - basic (in dollars per share)	$ 0.04	$ 0.05
Earnings per common share - diluted (in dollars per share)	$ 0.04	$ 0.05