Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:
Net income (loss)	$ 1,813	$ (260)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for (recapture of) loan losses	(2,532)	414
Provision for losses on loans held for sale		153
Provision for losses on REO	394	544
Depreciation	180	161
Net amortization of deferred loan origination costs	171	149
Net amortization of premiums on mortgage-backed securities	41	28
Amortization of investment in affordable housing limited partnership	144	164
Stock-based compensation expense	11	33
Earnings on bank owned life insurance	(49)	(51)
Net (gains) losses on sales of REO	(2)	10
Net gains on sales of loans		(97)
Gain on restructuring of debt		(1,221)
Amortization of deferred gain on restructuring of debt	(111)
Stock-based compensation - non-employee	25
Net change in accrued interest receivable	(66)	134
Net change in other assets	56	955
Net change in accrued interest payable	116	489
Net change in other liabilities	439	(9)
Net cash provided by operating activities	630	1,596
Cash flows from investing activities:
Net change in loans receivable held for investment	(34,635)	(2,041)
Proceeds from sales of loans receivable held for sale		15,502
Principal repayments on loans receivable held for sale		1,520
Available-for-sale securities:
Purchases	(10,463)
Maturities, prepayments and calls	1,960	2,980
Proceeds from sales of REO	2,505	3,583
Redemption of FHLB stock		164
Purchase of FHLB stock		(376)
Additions to office properties and equipment	(213)	(232)
Net cash provided by (used in) investing activities	(40,846)	21,100
Cash flows from financing activities:
Net change in deposits	2,687	(38,502)
Repayments on FHLB advances	(8,000)	(28,000)
Proceeds from FHLB advances	8,000	36,000
Net proceeds from issuance of common stock		3,347
Net change in advance payments by borrowers for taxes and insurance	529	323
Net cash provided by (used in) financing activities	3,216	(26,832)
Net change in cash and cash equivalents	(37,000)	(4,136)
Cash and cash equivalents at beginning of period	58,196	64,360
Cash and cash equivalents at end of period	21,196	60,224
Supplemental disclosures of cash flow information:
Cash paid for interest	2,801	3,314
Cash paid for income taxes	3	4
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	3,313	1,832
Transfers of loans receivable held for sale to REO		753
Transfers of loans receivable from held for investment to held for sale		7,259
Transfers of loans receivable from held for sale to held for investment		7,394
Exchange of other borrowings for common stock		2,575
Exchange of dividends payable for common stock		2,646
Transfer of accrued interest to senior debt		535
Issuance of common stock for services	$ 25