Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income (loss)	$ 1,048	$ (844)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for (recapture of) loan losses	(1,582)
Provision for losses on loans held for sale		468
Provision for losses on REO	340	223
Depreciation	116	106
Net amortization of deferred loan origination costs	75	125
Net amortization of premiums on mortgage-backed securities	22	19
Amortization of investment in affordable housing limited partnership	96	110
Stock-based compensation expense	11	22
Earnings on bank owned life insurance	(33)	(34)
Net losses on sales of REO	50	2
Net gains on sales of loans		(97)
Issuance of common stock	25
Net change in accrued interest receivable	(30)	109
Net change in other assets	56	1,048
Net change in accrued interest payable	53	367
Net change in other liabilities	703	(28)
Amortization of deferred gain on restructuring	(74)
Net cash provided by operating activities	876	1,596
Cash flows from investing activities:
Net change in loans receivable held for investment	(17,459)	15,277
Proceeds from sales of loans receivable held for sale		15,502
Principal repayments on loans receivable held for sale		226
Available-for-sale securities:
Purchases	(10,463)
Maturities, prepayments and calls	1,097	2,096
Proceeds from sales of REO	2,219	3,293
Net redemption of FHLB stock		164
Additions to office properties and equipment	(194)	(181)
Net cash provided by (used in) investing activities	(24,800)	36,377
Cash flows from financing activities:
Net change in deposits	326	(27,706)
Repayments on FHLB advances	8,000	(28,000)
Proceeds from FHLB advances	(8,000)	28,000
Net change in advance payments by borrowers for taxes and insurance	38	(159)
Net cash provided by (used in) financing activities	364	(27,865)
Net change in cash and cash equivalents	(23,560)	10,108
Cash and cash equivalents at beginning of period	58,196	64,360
Cash and cash equivalents at end of period	34,636	74,468
Supplemental disclosures of cash flow information:
Cash paid for interest	1,906	2,263
Cash paid for income taxes	3	4
Supplemental disclosures of non-cash investing and financing activities:
Transfers of loans receivable held for investment to REO	1,845	1,582
Transfers of loans receivable from held for investment to held for sale		6,174
Transfers of loans receivable from held for investment to other assets		$ 3,174